Rates are huge in Arizona (my state) because there are few companies offering products. Those high rates do not seem to be attracting new competition when you'd think they would. What to do, what to do? Maybe the companies have to offer nationwide rates???
That's surprising to me. The Phoenix metro area is huge, and the Tucson - Nogales corridor is getting larger all the time. Plus, Flag, Sedona, and it all adds up. I don't know why your rates would be so high. But, same is true in Colorado. The Obamacare exchange is a disaster. Nearly everybody has pulled out of it. I've really gotten to the point where I think we need single-payer. I know that is heresy for a right-winger like me but if we were to structure it correctly, and if everybody who is covered would be a paying participant, then we could have good, affordable coverage for everybody in the country. But we've got to have people covered continuously. They can't just be off coverage for years, then have a crisis and expect to be covered. Too many sick people and too few healthy people. No system can survive like that. A single-payer system could be national in scope. The largest companies would all be in competition with each other, and they could subcontract to smaller companies, too, and that would fill in the "gaps" in the country, and make sure that the outback of Alaska and places like that are covered, too. But people have to be willing to pay, and it shouldn't be a "mandate" enforced with fines. That's part of what's so wrong with Obamacare as it is.