Liability Insurance for concealed-carry?

Discussion in 'Gun Control' started by Ronstar, Mar 3, 2017.

  1. Ronstar

    Ronstar Well-Known Member Past Donor

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    There is a huge debate about concealed carry in the USA.

    Many cities don't allow it.

    Congress is gonna try to pass a law mandating nationwide reciprocity.

    I have a solution: mandatory liability insurance for CCW holders.

    if you want to be able to pack heat in LA, NYC, SF, Boston, Newark, Chicago etc, and you dont have a CCW license issued by those municipalities, you must have $500,000 in personal liability insurance for any accidental injuries you cause with your gun when shooting someone in a non-self defense incident.
     
  2. FreshAir

    FreshAir Well-Known Member Past Donor

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    liability insurance is no different then requiring a women to get a vaginal probe against their will, the law is to not really being created for it's stated purpose

    both are wrong......

    .
     
  3. Rucker61

    Rucker61 Well-Known Member

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    Are accidental injuries by CCW holders outside the home commonplace enough to need insurance?
     
  4. Ronstar

    Ronstar Well-Known Member Past Donor

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    I just sent the Mayor of NYC and the Police Commissioner the following email:

    Congress may pass a mandatory handgun concealed-carry reciprocity law.

    I have a solution: mandatory liability insurance for CCW holders.

    if you want to be able to pack heat in LA, NYC, SF, Boston, Newark, Chicago etc, and you dont have a CCW license issued by those municipalities, you must have $500,000 in personal liability insurance for any accidental injuries you cause with your gun when shooting someone in a non-self defense incident.



    hopefully they make this a law very soon.

    - - - Updated - - -


    Statistics for Accidental Shooting Deaths. According to the Centers for Disease Control, there were 130,557 deaths in 2013 from unintentional injuries, the 4th ranking cause of death in 2013 overall. From 2005-2010, almost 3,800 people in the U.S. died from unintentional shootings.
     
  5. perdidochas

    perdidochas Well-Known Member

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    Actually, at this time every city and state in the U.S. allows concealed carry permits. It's extremely rare in some cities (like NYC), but it is allowed (for those with political connections and money).
     
  6. Rucker61

    Rucker61 Well-Known Member

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    Why?

    How many of these were caused by CCW holders outside the home, or in other circumstances where homeowner's insurance would not cover the damages?
     
  7. perdidochas

    perdidochas Well-Known Member

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    Lets read this for comprehension. There were 130,557 deaths in 2013 from unintentional injuries (not just from guns).
    Unintentional injuries (all causes) are the 4th ranking cause of death in 2013 overall. Going to the CDC's WISQARS database, looking at 2013, there were 505 unintentional gun deaths. So that means that guns were responsible for less than 0.5% of accidental deaths. I don't think that's much of an issue.

    I have a question? Why are you mixing up years in the above? IMHO, you are attempting to lie, which you are known to do, deputy Director. This just shows me how dishonest the anti-gun folks are.
     
  8. RedDirtWalker

    RedDirtWalker Well-Known Member

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    I hope the irony is not lost on you went I point out that many people on the Left believe Voter ID laws are there only to hamper minorities voting RIGHTS and you pitch a mandatory insurance law to that will hamper everyone's 2nd Amendment RIGHT.

    And are fine with it.
     
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  9. Ronstar

    Ronstar Well-Known Member Past Donor

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    wrong.

    in order to concealed-carry in NYC you need to have a job where you frequently carry around a lot of money, be a retired police officer, or be a person of importance who may be targeted.

    tens of thousands of other NYers have premise licenses or business licenses.

    tens of thousands more have premise licenses for a rifle or shotgun
     
  10. Xenamnes

    Xenamnes Banned

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    If someone is shot in a non-self defense incident, it is not an accidental injury, it is negligence and recklessness. Even if shooting someone was unintended, it is still a felony-level criminal offense, such as assault with a deadly weapon. There is no standard in the united states where liability insurance would actually pay for incidents stemming from criminal misconduct.

    To put in perspective, what is being proposed would be akin to telling a person with a knife that they must obtain liability insurance in the event they go out and randomly stab someone.
     
  11. Xenamnes

    Xenamnes Banned

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    Even being a retired police officer does not guarantee that one will be granted a concealed carry permit.

    http://nypost.com/2017/02/25/retired-cop-city-is-punishing-me-by-not-letting-me-carry-gun/
     
  12. kgeiger002

    kgeiger002 Active Member Past Donor

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    I didn't realize that happened so frequently? Probably because it's actually a non-issue?
     
  13. Ronstar

    Ronstar Well-Known Member Past Donor

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    thousands of people are accidentaly shot and killed in the USA every year.

    and liability insurance is actually not that expensive
     
  14. kgeiger002

    kgeiger002 Active Member Past Donor

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    Thousands every year? Yeah, ok. How about you provide a link to this claim you make. Remember, you said "thousands."
     
  15. Rucker61

    Rucker61 Well-Known Member

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    Actually, only about 500 people are killed each year in firearm accidents, and CCW plays an immeasurably small role in that total. Most happen in the home and are covered under homeowners insurance.
     
  16. JakeJ

    JakeJ Well-Known Member Past Donor

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    The typical white Democrat's view of next way of how to disarm poor black people and to imprison blacks. Dates back to the first anti-gun laws and the KKK. So of course those who support ther KKKer Dixiecrat Clintons want this: all poor black people are defenselessly submissive or in prison.
     
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  17. JakeJ

    JakeJ Well-Known Member Past Donor

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    Do you think people with drivers licenses should be required to have $500,000 in personal liability insurance for accidental injuries they cause?
     
  18. Ronstar

    Ronstar Well-Known Member Past Donor

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    $100,000 per person, up to 4 people.
     
  19. DoctorWho

    DoctorWho Well-Known Member

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    Not true in NYC, you are guaranteed Concealed Carry as part of Retirement, and now under LEOSA, all that is required is that a LEO carry his credentials stamped ***RETIRED***
    Under LEOSA, that LEO is qualified to carry in any State.
     
  20. DoctorWho

    DoctorWho Well-Known Member

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    Also, in NYC when a LEO is involved in an embarrassing incident that they want to keep quiet, they encourage Early Retirement however they issue "blocked credentials" ***No Firearms*** in those cases.

    Most Medically Disqualified Officers are due to Mental health problems, not physical health issues.

    " The no-firearms label is a scarlet letter that suggests Torino “had some kind of highly negative issue or a bad problem at the end of his career which caused the NYPD to mark his identification card in such a manner, stigmatizing and disparaging his entire 18 year law-enforcement career,” the filing alleges, adding that there is “not a negative blip on this detective’s record.”

    Under LEOSA he is NOT qualified for National Reciprocity.
     
  21. Xenamnes

    Xenamnes Banned

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    Where is the evidence that these incidents, or even a portion of these incidents, involved someone with a concealed carry permit?

    the number of concealed carry permits that are revoked annually are extremely small. Certainly nothing that would suggest those who have them are responsible for thousands of accidental shootings per year.
     
  22. vman12

    vman12 Well-Known Member Past Donor

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    Why do you want to disenfranchise poor people?

    - - - Updated - - -

    Why are only rich people able to protect their own lives?

    Isn't the life of people like this worth anything?

    http://nypost.com/2017/03/02/cops-hunt-for-home-intruder-who-stabbed-nurse-to-death/
     
  23. Zorro

    Zorro Well-Known Member

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    You think an insurance policy is going to cover you for intentional acts against another person? But some concealed carry folks to carry insurance, they won't pay out though if you are charged and convicted of a crime in most cases.

    How come the Left is always trying to force insurance policies on everyone, are they in the back pocket of Big Insurance Campaign Donors?
     
  24. rover77

    rover77 Well-Known Member

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    It's obvious that you just trying to harass and create more bureaucratic obstacles to concealed carry.... or do you really believe liabilty insurance makes people better drivers?
     
  25. Greataxe

    Greataxe Well-Known Member Past Donor

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    No criminal or gang member will comply. None of the thousands of thugs in Chicago have ever bothered to register their illegal and stolen guns they shoot and kill people with. Why would you expect them to go further with getting liability insurance? And why would any urban liberal DA bother charging a thug with no having gun insurance, when they don't even commonly arrest gangsters for their murders, let alone charge them for existing Federal gun laws?
     
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