Medicare for all???

Thank you.

 

There is an estimated 2 to 3 million people who do not have medical coverage and really want/need medical coverage, but cannot afford it. Letting Bernie take control of everybody's health is magnitudes more expensive (not including the cost of everybody losing significant liberty) and dire as a fix for those 2-3 million.

I get the impression that you accept the belief that Obamacare and Medicare for All are primarily about people's health and medical care.

 

Actually I don't like Bernie's plan. I like the Medicare for all that want it plan.
And actually I'm all about saving money.
We already spend 3.5 trillion a year and it is growing at a 5% rate.
And for that meager amount millions have no insurance.

 

I have no quarrel with your points, except a clarification of the last point. When Obamacare was being put together the claim was 15 to 20 million people without insurance that the ACA would rectify. (Later, to aid the marketing of the ACA that number was increased to about 30 million, IIRC.) The misleading with statistics was in the fact that the vast majority of those without insurance did not want insurance. For an anecdotal example my youngest son in his 40s and in good health finds it far more cost effective to not buy insurance and to just pay the providers directly when he needs their service. My oldest son has company subsidized health insurance but because of Obamacare rules he has a $10,000 deductible which equates to not having insurance at all. As my earlier post said there are only 2 to 3 million who have an actual problem with insurance in that they don't have any, really need it, but can't afford it.

 

should have co-pays to prevent people that just go to the doctor to have someone to talk too, but other than that, I support medicare for all

I also support his wanting to add dental, eye and hearing to the coverage

 

I remember the 15 million number. I think he might have made it except some red states denied their people Medicaid even though they paid for it. Strange that.


You can buy lower deductible insurance. It just costs more. That's not Obama's fault.

 

I don't know how often this happens, but my neighbors son didn't have health insurance and he woke up one morning with testicular cancer. My neighbor was almost wiped out.

 

The majority of pharma R&D is paid by taxpayers as government grants to educational institutions. Big Pharma's role is to buy the patents and then find the most cost effective means of mass producing it. The problem is there is little oversight by the government for justification of the price that Big Pharma wants to sell it at. We already know what other countries pay, but the US purposely ties down the FDA from having to push back on that issue.

A Nationalized Health System would eliminate the current tangled mess we live in.

 

How is your Medicare worse than when you were in an individual/family plan?

 

fake news, private companies increased health costs.. sadly we never got the public option, republican told us insurance companies had learned their lesson and would be better now.... kinda like they said about Trump

Obama did slow the increase though


"Wal-Mart Memo Suggests Ways to Cut Employee Benefit Costs " 2005

http://www.nytimes.com/2005/10/26/business/26walmart.ready.html?pagewanted=all

"Wal-Mart executives said the memo was part of an effort to rein in benefit costs, which to Wall Street's dismay have soared by 15 percent a year on average since 2002. Like much of corporate America, Wal-Mart has been squeezed by soaring health costs. The proposed plan, if approved, would save the company more than $1 billion a year by 2011."

"Ms. Chambers acknowledged that 46 percent of the children of Wal-Mart's 1.33 million United States employees were uninsured or on Medicaid."

an interesting Article, Walmart claims Healthcare raising by 15% a year back in 2005 under complete republican control...

 

Yes, but as I said the vast majority of individuals who do not have health insurance do not want health insurance.

Before Obamacare regulations, my son's deductible was about $400. It is now $10,000. The best (with most costly premiums) plan his company offers has about a $3000 deductible. Plus Obama quickly eliminated the high deductible low premium option for singles under 30. (BTW one of many changes in the law that Obama made by simply declaring them.)

 

True, those things happen. But there surely is a better way to handle that than totally upsetting the entire medical industry. Since under the ACA insurance companies could not refuse coverage or charge more for preexisting conditions, I don't understand why the boy didn't sign up for insurance the moment he found out he had a serious malady. (Though IIRC there is only a certain time period that people can sign up for insurance.) Nine-the-less, that was the son's choice. If I choose to not buy fire insurance for my house and then my house burns down, is that something you should cover for me? And don't forget that handling dire cases like your neighbor's son is not the primary purpose of nationalized health care, though it is a strong secondary purpose.

 

The procedures covered by Medicare are less than what almost all private insurers cover, and the money that Medicare reimburses medical providers is less than what private insurers pay.

 

I can honestly say that not once have I ever heard any Republican make this claim. Can you provide a link to such a claim?

If not, please stop making up fake arguments and then falsely attributing those arguments to your opponent.

 

What?

"Last year, 27.5 million people — or 8.5% of everyone in the US — didn't have health insurance, according to the report. The number of uninsured people increased by 1.9 million people compared to 2017, when it stood at 25.6 million people, or 7.9% of the population."
https://www.businessinsider.com/americans-without-health-insurance-census-obamacare-2019-9

 

Yeah, and people without car insurance don't want car insurance.

 

My Medicare doesn't have a deductible.

 

You should respond to the whole post quote, not just the part you think you can refute The vast majority of people who do not have health insurance do not want health insurance. The 2-3 million number is, as I posted, the best estimate of people who do not have health insurance, and really want or need health insurance, but cannot afford health insurance.

 

Sorry, but all Medicare has a deductible and monthly premiums. Two of the ten Medicare Supplement plans cover Medicare's Part B deductible. Nine of the ten cover Part A deductible.

 

Compare to advantage plans. It's a better comparison.

 

There are almost that many that are denied coverage by the red states that refused the Medicaid expansion.

Since more than a dozen states continue to refuse to adopt the Affordable Care Act's Medicaid expansion, 2.5 million people who would have been eligible remain uninsured.Dec 29, 2019

 

Yes, Medicare Advantage is different. It is lucky Obama quickly changed his mind about essentially killing Advantage early in the Obamacare game.

 

Yes, that too, to the best of my knowledge, is true.

 

Trump's failed campaign promise - a national health plan that is "something terrific!" that covers "everybody!" at "less cost!" - remains an eminently worthy objective, and the empirical reality of multiple advanced nations having achieved precisely that (at about half the cost per capita of the US) underscores its achievability.

The parasites who profit handsomely off the current inefficiencies and the dogmatic ideologues who enable them will have to defer to the democratic will and national interest, and all reasonable approaches that attain Trump's stated goals must be considered.

Rather than whining about any particular approach to achieving the universal TrumpCare, any alternative formula that will provide quality care to all Americans at a lower cost should be entertained.

Let's hear the proposals. Allowing the unsustainable costs to continue to soar as the medical expenses of millions more who are becoming uninsured are dumped on the taxpayer is an ongoing disaster.

 

You will need to be more specific. Are you just on original Medicare with a pdp and a supplement, or are you on a Medicare Advantage plan?

And when you say "private insurance", are you referring to one purchased either directly from an insurance carrier, or through your state's healthcare exchange? Or is it from an employer?

And what procedure are you referring to, because in general, Medicare is quite good at covering the majority of major illnesses. What it does not cover is dental and routine eye vision.

As for your statement about how much the provider gets paid, that really shouldn't be any of your concern. Remember, your provider agreed to take on Medicare patients. If he/she does not like the Medicare rates, then they shouldn't have accepted it.