NRA Furious Over Gun Shop Sales Tracking by credit card companies

Discussion in 'Latest US & World News' started by Eleuthera, Sep 14, 2022.

  1. Wild Bill Kelsoe

    Wild Bill Kelsoe Well-Known Member

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    Not exactly. If a dope fein breaks into my house and harm's my family to get drug money, I'm definitely affected.
     
  2. fullmetaljack

    fullmetaljack Well-Known Member

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    Not only is that borderline incoherent, it is completely FALSE.
     
  3. Injeun

    Injeun Well-Known Member

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    Not yet.
     
  4. Polydectes

    Polydectes Well-Known Member

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    More temporary illiteracy? You get that a lot.
     
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  5. Pro_Line_FL

    Pro_Line_FL Well-Known Member Past Donor

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    And neither have you, but you live in fear anyway, and probably have been for decades listening to NRA nonsense. I used to be NRA member and they'd call me all the time asking for money because "the situation was worse than ever before". Can every month be the worst ever? No. They say it to collect money from the fearful. If you worry about losing your freedom because of something a credit card company does, then the solution is simple: Don't you their services while shipping for more guns.
     
  6. Grau

    Grau Well-Known Member Past Donor

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    I think that you'd be much less likely to have a "dope fiend" break into anyone's house if the US had an intelligent Drug Policy by which those addicted to drugs could simply go to a neighborhood clinic run by the state to get a day's supply of their drug of choice.

    That way there would be no need to steal and most all drug dealers would be out of business. I'm not naive enough to think that such an approach would fix the problem completely but I think that we'd have much less drug related crime.

    Your thoughts?
     
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  7. Wild Bill Kelsoe

    Wild Bill Kelsoe Well-Known Member

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    My thoughts? That's a self destructive idea and it would be a massive failure that would prove the stupidity of government intervention.
     
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  8. Grau

    Grau Well-Known Member Past Donor

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    Of course I was interested in your thoughts.

    They may not be my thoughts but I don't think that you'd need to be quite as likely to worry about desperate drug addicts breaking into your home if the US had a more effective and enlightened Drug Policy.

    Since America's Drug Policy (or lack of one) is not on-topic with this thread, we can drop this issue for now but I hope that we can agree that America's existing drug policy costs us dearly in resources and lives.

    Thanks,
     
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  9. fullmetaljack

    fullmetaljack Well-Known Member

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    You being incoherent is the fault of the reader ?

    I suppose that’s normal in Trump land.
     
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  10. Polydectes

    Polydectes Well-Known Member

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    Pretending people are being incoherent is just the way you cop out I've come to expect it from you.

    Rick whatever excuses you need to your business. You don't have to keep moaning about it.
     
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  11. fullmetaljack

    fullmetaljack Well-Known Member

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    What does “rick whatever excuses you need to your business” mean ?
     
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  12. Polydectes

    Polydectes Well-Known Member

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    Typing error.

    I meant to say,
    Make whatever excuses you need to, that's your business.

    I make errors typing sometimes.
     
  13. Pro_Line_FL

    Pro_Line_FL Well-Known Member Past Donor

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    This is not a law. This is a private corporations policy.
     
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  14. fullmetaljack

    fullmetaljack Well-Known Member

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    Lots. To the point reasonable people think you're incoherent.
     
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  15. Eleuthera

    Eleuthera Well-Known Member Donor

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    And in your world corporations are not bound by any law at all. If the government asks them to break the law, they will, and that makes you happy.
     
  16. Pro_Line_FL

    Pro_Line_FL Well-Known Member Past Donor

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    Please don't put words in my mouth. I never said that.

    If you think there is a law against merchant codes, then please quote it.
     
  17. Polydectes

    Polydectes Well-Known Member

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    That only matters in a laissez-faire economy. We don't have that so corporatism is a form of government.
     
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  18. Polydectes

    Polydectes Well-Known Member

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    This is an excuse for not having an argument.
     
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  19. Doofenshmirtz

    Doofenshmirtz Well-Known Member Past Donor

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    If you support/tolerate/excuse compiling data on controversial purchases, the burden to show good cause is on your shoulders.

    I made 8 purchases from a gun store this month. Please show how compiling this data makes you safer.
     
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  20. Pro_Line_FL

    Pro_Line_FL Well-Known Member Past Donor

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    They categorize all purchases, not just controversial ones. There are over 500 different merchant codes, and its surprising there wasn't one for guns before (they were listed under "sporting goods").
     
  21. Doofenshmirtz

    Doofenshmirtz Well-Known Member Past Donor

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    Fair enough. Now all you have to do is show is good cause. Is there a benefit to society I am not seeing?
     
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  22. Pro_Line_FL

    Pro_Line_FL Well-Known Member Past Donor

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    Corporations don't give a rip about the society, they are in business to make money. The merchant codes are used to track spending habits and to process credit card points for certain purchases. They have used the for decades, but now they are considering expanding it for the holy grail is guns, and people think the sky is falling.

    What Are Merchant Category Codes (MCCs)?
    Merchant category codes (MCCs) are four-digit numbers that a credit card issuer uses to categorize the transactions consumers complete using a particular card. Payment brands use merchant category codes to classify merchants and businesses by the type of goods or services provided in order to track and restrict transactions.

    MCCs can be used for tax reporting, interchange promotion, and gathering information about cardholder purchasing behavior.

    Merchant category codes have several purposes. They often determine the rewards that consumers receive for using their credit cards, and determine whether a business transaction needs to be reported to the IRS. Moreover, they determine the percentage of each transaction a business needs to pay to the credit card processor. The following examples are common uses for merchant category codes.
    • If a consumer holds a credit card that offers 5 percent back on airlines, they should receive the reward on any purchase that is classified under MCC 4511, which is for airlines and air carriers.
    • Companies and government agencies report purchases of services to the IRS so the IRS can make sure those services pay all income taxes owed. If businesses make these purchases using a credit card, firms can use MCCs to determine which transactions are classified as services.
    • A business classified under the MCC for gas stations sometimes pays different interchange fees to its credit card processor than a business classified as a car rental company.
    https://www.investopedia.com/terms/...bers that,card points for qualified purchases.
     
  23. Doofenshmirtz

    Doofenshmirtz Well-Known Member Past Donor

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    It gets worse. Apps like credit karma gives you your free credit score, but makes money from selling our info.

    Back to this topic, I made 8 purchases from a gun store this month. Can you show how compiling this data makes you safer?
     
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  24. Pro_Line_FL

    Pro_Line_FL Well-Known Member Past Donor

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    When did I say it makes you safer? Let me repeat: Corporations don't give a rip about the society, they are in business to make money.

    Entiendes?
     
  25. Doofenshmirtz

    Doofenshmirtz Well-Known Member Past Donor

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    Fair enough, but info on gun purchases needs to be off limits.
     
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