Remember when Obamacare (Affordable Care Act) first came out? Everyone was complaining that Platinum-tier health insurance plans were so expensive! And they were, but people who would save money on Platinum-tier plans had very expensive illnesses. Now, putting aside that such people would probably be on disability and Medicare instead of Platinum-tier plans, why don't such people with those plans stop complaining and pay their insurance bills? The savings on medical care speak for themselves.