The basic reason that health care costs so much in the US, compared to other wealthy countries, is that the US does not have effective price...
Yes I agree with you. No wealth is not finite. The US economy grows around 2.7% a year (I think that's right). So the economy expanding is...
No its not acceptable but I'm not sure what can be done. Taxation isn't really an effective way to reduce inequality. I believe a recent economic...
The ACA mandates that all insurance companies have at least 85 cents of every dollar go towards medical spend. It's not like the margins have...
A panel set up to reign in Medicare spending? Sounds good to me.
Interesting. Appreciate the link. Positive it's a fully insured product I'm talking about.
There are a number (most?) of self insured plans that have stop loss insurance products on them. That would seem to be an insurance product, and...
As an American, that all sounds pretty amazing to me, except the annual cap, which isn't a huge deal, but it is a tad surprising to me that you...
In the short term, repealing the ACA would shrink the deficit, in the long term, repealing the ACA adds to the deficit. [IMG]
Ok, the most recent CBO projections show that the program will shrink the deficit over the next ten years, and they think it will continue to...
There is no Obamacare 1.63 trillion dollar deficit. What are you talking about? lol. Find me a link that says that. This CBO report was put...
And that's actually somewhat similar to the American system of Medicare Supplement for seniors. Medicare covers about half of all seniors health...
Repealing the ACA would increase the deficit through 2025, because the cost of the ACA is expected to be outpaced by taxes and cuts to medicare by...
I googled for a while and here's what I found pertaining to group insurance:...
That's an interesting interpretation since "plan bears loss" appears several times in that graphic.
No, it's not the same thing lol. The incentive is still for health plans to price premiums 3 % higher than expected medical claim spend. And the...
American physicians are compensated quite well compared to their international peers. It's not the only thing making American health care super...
I missed the part where insurers are guaranteed a profit.
Can you find me any article stating that fully insured groups can't purchase insurance across state lines? Every article I read it pertains to...
Well, that was a long rambling rant. First of all, I never said adding pre existing conditions doesn't raise costs. I said the exact opposite in...
That's not true. I have a family member who works for eBay in Nebraska. My family member has insurance through blue cross of California because...
Find any credible article that states that insurers are guaranteed a profit under the ACA. Yes pre existing conditions did cost money, and...
Insurers aren't guaranteed a profit under the affordable care act. There are reinsurance, risk adjustment and risk corridor programs designed to...
As I've mentioned in other threads, this medicare part E idea you have is a bad idea. The rates would be gigantically high if you are pooling...
Insurance companies pool across state lines all the time, it's legal so long as the benefit plan meets the mandates of each state.
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