35 Million will lose Health Insurance per Health Management Assoc.

Wow! You worked for a real crappy company

Why not Expanded Medicaid or Obama Care?

https://www.healthcare.gov/quick-guide/dates-and-deadlines/

Obama Care is always open to enrollment for life changing events like this pandemic causing the loss of job. Of course their is Medicaid.

 

math isn’t your thing I see. UE pays a fraction of what you were earning. COBRA premiums are more than 3 times what you were paying while employed.

COBRA is simply the ability to keep the current insurance plan you were on while employed. The difference being you pay the entire premium, instead of only part of the premium. When you’re employed, the employer pays more than 50% of it.

so I ask again, how does someone with no or a fraction of the money they were making coming in, afford premiums that are 3 times as much as what they were paying while employed?

 

Demonstrably false...........
https://www.who.int/healthinfo/paper30.pdf

Also demonstrably false. We know, for an empirical fact, that single payer systems provide better care than we do, at a fraction of the cost we pay.

https://www.who.int/healthinfo/paper30.pdf

 

Enlighten me. I cannot find where the links say that.

 

Obamacare is private for profit insurance from our capitalist health insurance industry.

 

you should research the UE benefits under the stimulus plan.

 

Untrue. People can still see their doctor if there is a medically necessary issue. What is being postponed are non-urgent visits.
Telemedicine has been approved and is now a covered benefit and is also being used by providers to see patients for medically necessary issues.

 

it's literally the entire point of the peer reviewed paper I gave you, lol.

 

It never mentioned single payer.

 

nobody or very few have been able to file and receive them yet. Again, math. How is someone supposed to suddenly afford an instant tripling of their already expensive premiums?

 

lol of course it did. The majority of the countries ahead of us on that list are single payer systems, some are universal systems like the NHS.

 

Quote me a section.

 

It's a PDF, I can't copy and paste from it. Read the paper. Look at the chart of rankings by country. All the countries ahead of us are either single payer or universal systems.

 

I did a word search. Single payer is not mentioned. You can do a copy and paste. I just did it.
"Performance of health systems has been a major concern of policy makers for many years. Many countries have recently introduced reforms in the health sector with the explicit aim of improving performance (1,2). There exists an extensive literature on health sector reform, and recent debates have emerged on how best to measure performance so that the impact of reforms can be assessed (3). Measurement of performance requires an explicit framework defining the goals of a health system against which outcomes can be judged and performance quantified (4)"

 

Are you quoting the World Health Organization??? The Wuhan Health Organization????

 

nobody or very few have recieved their cobra invoice either and wont for some time, You have still yet to source your tripling of cost, one that doesn't use the term "some, many" would be nice.

Also, according to the .gov website, job loss is a QLE.

please dont tell me the complaint about opening up the exchanges is a plea for open enrollment.

 

my phone doesn't let me.

and as the paper shows, single payer and universal systems outperform ours, and at a fraction of our cost.

 

It helps to know something about what you are discussing. If you are unaware of how COBRA works, you really shouldn't be debating it.................

https://www.insure.com/health-insurance/cobra-coverage-cost

I have made no comment at all about the exchanges. I'm simply pointing out that COBRA is unaffordable for someone who has no paycheck coming in, has a fraction of their paycheck coming in, or even their full paycheck coming in, as it's usually 3 times more expensive.

 

I gave you a peer reviewed paper. Feel free to post a peer reviewed paper which rebuts it. Until then, you remain refuted.

 

The paper does not say that. Additionally, the US is listed as 37 out of 191 which puts it in the top 20% of the countries. In order to even coming close to proving your point, you would have to show that the 154 countries below the US were predominately not single payer.

 

Peer reviewed paper by WHO? They have lost all of their credibility with how they've handled the COVID19 crisis. Read much?

 

I know exactly how it works, I brought it up.

it's an uncomfortable reality during a time of crisis. Been there myself in the past.

Of course this will impact a percentage, you run the numbers, and figure out the best solution, iirc cobra gives 60 days to make your election to continue coverage, in the meantime you look for answers like temporary employment which might offer coverage. Going without is a high risk option.

 

The reality is that the majority of employers do not offer insurance benefits and the number of employers that do has been steadily falling
over the last 30 years. The reality is that if you are making less than $20 per hour, you're not going to be able to afford anything but a very high deductible policy - if that - even with Obamacare.

I would much prefer that a private enterprise solution could be found for this problem - but given that it's a problem that
has been listed as the number 1 or 2 concern of Americans since Nixon was in office - I don't see the private sector being able to solve this.

 

I see both sides and agree in principle.

I'd accept a combo solution although it likely would cost me 3k annually, additional payroll taxes with a watered down version of M4A. let employers offer quality supplements.

easier said than done because the medical community wants to get paid and will fight this.

 

It's a conundrum, for sure.

We've already seen what happens, and has to happen as people retire and get phased not Medicare, Medicaid. There is
really no way the average retiree is going to be able to come with $1,000+ a month for a high deductible insurance. But
the reality is that millions of younger Americans can't afford it, either. Hell, we have 16 million Americans who have mental
disorders that make them unable to fully function in society - many who can't hold a job, but do not qualify as disabled.

We have over a quarter of all American wage-earners over age 20 making less than $20,000 a year - many of those in
jobs with no health benefits from employers.

I really, really wish there were some way for private insurance industries to come up with a way to provide a service that these
people could afford, but it is simply a reality that they can't. And claiming that these people should find better jobs is disingenuous, because as these people find better jobs, the next generation moves into the old ones and the percentage of uninsured doesn't change.

I'm generally a proponent of capitalism - but the health insurance industry/medical provider relationship is just one that
I don't see it able to reconcile on it's own.