A few year ago in my city, we had a transportation problem for the disabled and the elderly. The only options they had were the bus or call a cab. The buses didn't always run at the time they needed them, and most couldn't afford a cab. Entrepreneurs saw the need, and now we have literally dozens of transportation companies that have popped up to serve this population. Many of these people are on Medicaid, but can spend their Medicaid dollars on the transportation of their choice. That is called a free market, folks. Now some of these companies will go out of business if their service isn't good or if their prices are higher than people wish or can afford. That is also a free market. If the government gets involved and starts regulating so these companies can't do business and make money, there will be a problem. Same concept for healthcare. If the government would get out, and stop telling the insurance companies how they have to do business, there will be hundreds of them all competing to get the consumers, prices will go down again and everything will be fine. And the truly poor would still be covered by Medicaid and the elderly would still be covered by Medicare. The ones in the middle would be able to afford to buy insurance and if they opt not to, it's at their own risk.