All around the world, the poor are sick of waiting for promises to be kept. they have waited for the state to solve their problems, and they have not come good. this is the time for a solution. If the new settlements were to be set up around 'the big city' in the industrial areas, there could be development around rail way lines, where the people would travel from place to place easily. expecting them to cram the path to work even more would lead to horrid traffic problems. Then, as they are in the hub of the 'industrial sector,' they need to look for and promote their own businesses. there are a lot of factories that are unused in each area, so they could all put together and buy their own factory, with a debt of their own, with a plan of their own. But, what could the plan be? if they were to look around shops near them, and find things they think are 'too expensive,' they could enquire how much these things cost in other cities or countries. this would lead to them identifying something that is up for competition. this would be their plan, they would all research how to best address the problem of goods being too expensive and them needing jobs. If they would march, peacefully, and carry placards stating their plan, i am sure an investor would enquire as to their plan. then they would not even need a loan. this would be where they could also put together and 'post a plan' on a consultancy web site, or, even in the 'business ads?' Transport and jobs. houses they could build themselves, as, they are not expensive to build.