I don't think this will be a recession. It will be a depression. Worldwide markets are being squashed, and developing an economy that can handle these kinds of disruptions, sufficient that confidence will be restored is going to take a long time. These viruses will come every year and they will mutate faster than we can immunize. We are changing habits that will become the new cultural standard and that means big trouble for the tourist industry, sports, theaters, fairs, concerts. It means retooling manufacturing plants and service industries so that 'social distancing' is part of the structural dynamic. that's going to take a lot of time. Just telling everyone to work at home or stay six feet apart or wear a mask is not going to cut it. We will lose jobs if people stay home, get taught at home, get churched at home, eat at home, get their hair done at home, buy clothes and food online etc.