Medicare for all and choice

Discussion in 'Health Care' started by wgabrie, Oct 31, 2019.

  1. wgabrie

    wgabrie Well-Known Member Donor

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    One problem with Medicare for all is that there's no way to opt out of coverage. I don't care, but Republicans in particular want people to make a choice. So people can be free to play a game of chance with their health.
     
    Last edited: Oct 31, 2019
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  2. FatBack

    FatBack Well-Known Member

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    The other and far more important problem is how do you cover the astronomical cost?
     
  3. wgabrie

    wgabrie Well-Known Member Donor

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    Let me ask a question. How do we pay for it now??? You see it's just going to be a switch on who you pay. From insurance companies and taxes to mostly just taxes.

    Oh, and the medical industry is probably going to resemble a charity case once price controls are implemented.
     
  4. FatBack

    FatBack Well-Known Member

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    I only know enough about it to see it's in shambles. Seems ACA did us no favors, what I heard the number of uninsured is roughly 30 million, not much has changed. I'm one of those, with my current condition, ACA is more than worthless to me, it's 138$ a month I need to pay my urologist I need to see.
     
  5. FatBack

    FatBack Well-Known Member

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    Where will the $ for this 30 million plus around 20 million illegals come from? Add that to the current tab.
     
  6. wgabrie

    wgabrie Well-Known Member Donor

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  7. modernpaladin

    modernpaladin Well-Known Member Donor

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    No. 'We' don't pay for it now. I pay for mine and you pay for yours. I spend a couple hundred bucks a year directly on my health care, and an indeterminable amount eating healthy, taking vitamins and taking care of myself to keep that direct cost of healthcare low. I should be able to opt out because people who live on their couch eating doritos and soda pop 3 meals a day arent my responsibility. They are not in my 'we' when it comes to healthcare.
     
    Last edited: Dec 5, 2019
  8. wgabrie

    wgabrie Well-Known Member Donor

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    The point of this thread is that Republicans want medical "choice" so they can make people suffer.
     
  9. FatBack

    FatBack Well-Known Member

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  10. FatBack

    FatBack Well-Known Member

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    Oh, my bad I actually thought you were seriously interested in doing the math and seriously figuring out
    A. The annual tab and B. Where the $ will come from. My mistake, it's another "Republicans are such terrible people thread."

    I'll just see myself to the door.
     
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  11. StarFox

    StarFox Well-Known Member

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    the only thing you cannot opt out of is Plan A, which is free to you and covers hospital costs. So unlike something like Obamacare you are not ordered to pay in to a plan you don't want.
     
  12. Blaster3

    Blaster3 Well-Known Member

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    vote for bloomberg...

    he says if you're old & have health issues, that we should just say "you're old, you lived a good life, so we won't waste any money on you, good luck & adios"

     
  13. Distraff

    Distraff Well-Known Member

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    I see that as a problem with Medicare for all myself. But it is just as bad as the GOP plan, which is to allow our healthcare system to become more and more expensive and less and less affordable for most people.

    A better alternative is to replace Medicare, Medicaid, and the VA with a public option available to everyone. People could get plans of varying coverage, and how much the government would cover would depend on who you are (elderly, veteran, poor, disabled, none of the above). You could also opt for supplemental private insurance, replace your public insurance with private insurance with a subsidy/deductible to help you pay, or get a better more expensive public option plan.
     
  14. dagosa

    dagosa Well-Known Member

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    Not a factor. If you have 10 years of 40 quarters in SS you qualify for Medicare. You also have to pay a monthly premium.
    Just don’t pay your monthly premium and buy a private plan. What’s the problem ? Best of luck finding a private plan if you’re over 65. It costs more for your supplement of 20% from a private carrier, then it cost for your 80%.what makes you think you can buy 100% coverage from a private provider cheaper ?
     
    Last edited: Apr 7, 2020
  15. wgabrie

    wgabrie Well-Known Member Donor

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    I don't know. I don't know how it works.
     
  16. dagosa

    dagosa Well-Known Member

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    Make an appointment. Don’t make a decision to opt out or do anything until you talk to a SS rep...
    You can make an appointment with a Social Security representative at your local office by calling 1-800-772-1213. You can also call Medicare directly at 1-800-633-4227. Finally, your State Health Insurance Assistance Program (SHIP) provides free counseling and education to help you choose coverage.
     
    Last edited: Apr 7, 2020
  17. wgabrie

    wgabrie Well-Known Member Donor

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    I'm not there yet to qualify for medicare. I'm too young. But I was talking about medicare for all, not the program we have now.
     
  18. dagosa

    dagosa Well-Known Member

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    It’s still Medicare. Why not do some research by asking people 65 or older ? If it were enacted, the provisions would be the same for everyone eligible. So, you’re thinking of opting out of a program we don’t even have ? Talk to people already on Medicare. Do you expect ICs to give you a free ride and charge you the same amount as before when an employer payed for 1/2 of it ? Unlikely.
    They have a web site....
     
    Last edited: Apr 8, 2020
  19. wgabrie

    wgabrie Well-Known Member Donor

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    You don't get it. I'm not talking about opting out myself. I'm saying that some people on the right want to give people the option to opt-out of medicare to save themselves some money. Then it's a game of Russian roulette with their health. Much like how young people are opting out of Obamacare (ACA) to save some money.
     
  20. Patricio Da Silva

    Patricio Da Silva Newly Registered

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    Public option is the solution.

    Most 'plans' say you can get this, but not that, blah blah blah.

    Sander's proposal was medicare covering EVERYTHING ( except cosmetic )

    Why would you settle for a plan with limitations if medicare covered everything making 'plans' a moot endeavor?
     
    Last edited: May 24, 2020 at 9:36 PM
  21. Patricio Da Silva

    Patricio Da Silva Newly Registered

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    ACA worked beautifully for me. ACA gave care for some 18 million people who did not have it before. Sure, there are millions who fell through the cracks, so it's not a perfect system.

    Single payer and medicare covering everything ( except cosmetic ) is the answer
     
    Last edited: May 24, 2020 at 9:39 PM
  22. Patricio Da Silva

    Patricio Da Silva Newly Registered

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    Health care dollars are already being spent. Medicare just redirects funds already in motion into a less costly system by virtue that the insurance cost layer is removed.

    It's a bogus argument, in other words.
     
  23. Patricio Da Silva

    Patricio Da Silva Newly Registered

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    Ask me, Im 69. Medicare works great. Actually, I'm on medicare advantage, it's healthnet, but it was administered via medicare.
    Some of my friends who are on medicare told me I should have not gone the advantage route. But, I'm on it and I don't want to rock the boat.

    Public option, medicare 100% coverage, is the answer.
     
  24. dagosa

    dagosa Well-Known Member

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    exactly...But the public option will be more expensive then medicare for all. Insurance companies like to keep the healthy with high deductibles and cheaper premiums. That means only the sickest will be on Medicare.....but it’s a good start .
     
    Last edited: May 24, 2020 at 10:29 PM
  25. Patricio Da Silva

    Patricio Da Silva Newly Registered

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    People need care, they get it, one way or the other, health care happens, and someone pays for it.

    America is always paying for it, one way or the other. "more expensive" no, it's more expensive to have the hodge podge we have now.

    I think you agree on this, that the way to truly get the cost down is medicare for all.(notwithstanding dealing with pharma drug prices) Health care dollars are already being spent, and M4A merely redirects the river flow of dollars into a more efficient system ( by virtue of removing the insurance cost layer ). M4A is not an 'added on' cost. It's a flow redirect.

    But, Americans want choices, so there ya go.

    Yes, you are right, public option will be more expensive than M4A.

    If medicare becomes 100% people will gravitate towards it from private plans that do not. Eventually, it will be M4A what the people want. Just have to entice them with it.
     
    Last edited: May 24, 2020 at 11:26 PM

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