Medicare for all???

Discussion in 'Political Opinions & Beliefs' started by RodB, Feb 14, 2020.

  1. mitchscove

    mitchscove Well-Known Member Donor

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    For every drug, there's an optimum plan. The problem is when you are healthy. Then you select the cheapest plan. Otherwise, you select the plan that covers your drug with minimum or no copay. I think it's called Tier 1. Talk to a pro. I am not charged my agent.
     
  2. RodB

    RodB Well-Known Member Past Donor

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    Yeah, maybe. You know it takes days to analyze Medicare D plans and even that will be less than 100% complete.
     
  3. Lucifer

    Lucifer Well-Known Member

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    Use Medicare.gov to shop and compare plans based upon the medications you are taking.

    No healthcare plan will cover 100%, not under our current system. It is for this reason why this debate is going on. People are tired of all these rules and restrictions of which many do not understand until it is them who is the subject.
     
  4. RodB

    RodB Well-Known Member Past Donor

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    I didn't mean finding 100% coverage. I meant just analyzing 100% of all plans.

    Not important but my situation is unique and different. I am an IBM retiree and I have to buy medical coverage through an outfit called Via Benefits so can't purchase all plans otherwise available on the market.
     
  5. WillReadmore

    WillReadmore Well-Known Member

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    I haven't watched the details that closely.

    The thing is, the president doesn't get to write the plan. Congress does. Obama certainly did not write "Obamacare". Even the fundamental fact that it's based on for profit insurance is something he didn't want.

    So, comparing the details of the various candidates hits me as pretty much a pure campaign issue - not worthless, as it can detect whether the candidate has given it serious thought and knows healthcare issues.
     
  6. Lil Mike

    Lil Mike Well-Known Member

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    Bernie's version makes private health insurance illegal. There will be no supplemental insurance.
     
    Last edited: Feb 20, 2020
  7. Lucifer

    Lucifer Well-Known Member

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    We live in a capitalist system. There will always be supplemental policies for whoever wants it.

    I'm actually surprised to hear that he wants to include dental and vision too. Generally speaking, those aren't considered as critical.
     
    Last edited: Feb 20, 2020
  8. Lil Mike

    Lil Mike Well-Known Member

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    Maybe you should read Bernie's plan. You don't seem well informed.
     
  9. Lucifer

    Lucifer Well-Known Member

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    Give me the page number.

    By the very definition of supplement, it either completes or enhances something. Bernie may say the plan is complete on its own, but maybe you want to have dental implants, or breast augmentation, or whatever. Those are not medically necessary, but if you want to pay extra to get those services, I seriously doubt that Bernie's plan would prevent you from purchasing one.
     
  10. ronv

    ronv Well-Known Member

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    Thanks for the info. It's been interesting.
     
  11. Lil Mike

    Lil Mike Well-Known Member

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    For the life of me, I cannot understand why relatively well known policy facts seem to be total secrets to the left. It's not like this information is only available on secret conservative websites, this was in the New York Times. If you can't bother to educate yourselves on public policy, it's a mystery to me why are are arguing about it on a political forum.

    Medicare for All Would Abolish Private Insurance. ‘There’s No Precedent in American History.’
     
  12. doombug

    doombug Well-Known Member

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    Well he cannot call it what it actually is: Screwing Taxpayers Without Lube.

    Voters might not buy into it.
     
  13. Lucifer

    Lucifer Well-Known Member

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    I read your link and it doesn't mention one iota about supplement plans. In fact, that article clearly explains all the dilemmas that would need to be worked out.

    For the record, once again I repeat, I am not onboard with Medicare for all being implemented as rapidly as is being suggested by the Sander's campaign. I believe we need to begin with what we've got now with the ACA and improve on it rather than ditching everything. I still think we're about 10 years away from implementing a true single payer system, and more than likely it will include the existing insurance carriers.

    So enough with your snide remarks.
     
    Last edited: Feb 20, 2020
  14. Lil Mike

    Lil Mike Well-Known Member

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    Well Bernie's plan is the only actual bill that we can examine, but supplemental plans are private insurance. So they are not going to exist under Bernie's plan as written. If there is another Medicare for All plan out there that allows private supplemental insurance plans, it hasn't been made public.
     
  15. crank

    crank Well-Known Member

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    It's the opposite. America has worse patient outcomes, compared to First World nations with nationalised healthcare.
     
  16. crank

    crank Well-Known Member

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    Yes, there is. There is plenty of evidence that America has some of the worst patient outcomes of all industrialised First World nations.
     
  17. crank

    crank Well-Known Member

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    No system will work if it disallows optional private cover. That's moving into very dangerous territory, and will impact the industry at the patient's cost. All efficient nationalised systems are optional - inasmuch as no one is compelled to use the system. Private insurance and care is still available to any who want it.
     
  18. crank

    crank Well-Known Member

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    Yes, it MUST be optional. If you outlaw private insurances/care, you can expect disaster.
     
  19. crank

    crank Well-Known Member

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    Yes, you do. Consider: as long as your healthcare industry is profit driven, the non-productive can always claim their poverty is residual to medical bills. THAT ALONE, is enough reason to introduce nationalised healthcare. It removes the 'last excuse'.

    Further, there are millions in America who would disagree that there is no healthcare problem.
     
  20. Bluesguy

    Bluesguy Well-Known Member Donor

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    His Medicare for all is Medicare for none. It will be a failed single payer government system where government tells us what coverage we can have and what care we will receive.
     
  21. Bluesguy

    Bluesguy Well-Known Member Donor

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    Well don't call that Medicare it will be something entire unto itself a new kind of program entirely. Do you entirely trust your healthcare to the government? Check out my thread on universal healthcare in the elections section.
     
  22. Lucifer

    Lucifer Well-Known Member

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    You really should look up supplemental insurance.

    That talking duck from AFLAC is supplemental insurance. It has nothing to do with doctors, hospitals, or medications, but it can help you to pay for expenses incurred because of illness or accidents.

    It has been a constant debate as to whether medical insurance should even be called insurance, since true insurance is aleatory in nature, meaning it is a contract that is meant to be triggered by some uncertain event in the future, and in which the transfer of value is generally unequal. But health insurance is a known factor, even IF you are currently healthy, there is still no way you could ever afford a catastrophic health emergency in the future. In addition to covering you for a future event, it has to pay for all your other current health costs too, so it's not really working as insurance, but something akin to a membership. No other kind of insurance works that way.

    Now I mention this because even though it may seem like a subtle difference, a supplemental policy is not a health plan, even though to the layperson it appears to act like it is, but in reality it's just pays out when certain conditions are met. Health Insurance Plans are far more specific and do restrict you, but the flipside is that they cannot discriminate against you.
     
  23. Distraff

    Distraff Well-Known Member

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    I don't trust my healthcare to the government. That is why we should have both public and private healthcare and public and private insurance.
     
  24. Distraff

    Distraff Well-Known Member

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    And almost all nations with universal healthcare don't ban private insurance. Bernie's plan is actually really radical even compared to most universal healthcare systems.
     
  25. Lucifer

    Lucifer Well-Known Member

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    You will always have access to private health care, the problem occurs when you expect the taxpayer to pay for you to go to your private health care.
     

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