New Executive Order allows Businesses to buy insurance across state lines.

Discussion in 'Current Events' started by hawgsalot, Oct 12, 2017.

  1. 9royhobbs

    9royhobbs Well-Known Member

    Joined:
    Aug 25, 2015
    Messages:
    15,021
    Likes Received:
    5,466
    Trophy Points:
    113
    Despite all the failure talk, I can only say that the ACA did not effect my life at all. I can also say that I don't know anyone personally that has been effected at all in a negative way.
     
    Marcotic likes this.
  2. 9royhobbs

    9royhobbs Well-Known Member

    Joined:
    Aug 25, 2015
    Messages:
    15,021
    Likes Received:
    5,466
    Trophy Points:
    113
    Yeah, sure. We'll see. Winning
     
  3. Danneskjold

    Danneskjold Well-Known Member Past Donor

    Joined:
    Apr 3, 2009
    Messages:
    3,895
    Likes Received:
    118
    Trophy Points:
    63
    Last edited: Oct 13, 2017
  4. Libby

    Libby Well-Known Member

    Joined:
    Mar 23, 2017
    Messages:
    8,000
    Likes Received:
    14,224
    Trophy Points:
    113
    Gender:
    Female
    They don't care as long as
    1) their premiums are subsidized (and who cares if your premiums are higher, screw you, if you make enough to have to pay for your own insurance you're one of those #%@$ rich people anyhow)
    2) the hated rich are getting screwed by having to pay more taxes to cover the subsidies (because what leftie doesn't love a little wealth redistribution), and
    3) their beloved Obama gets to keep his name on it (sort of, I mean, how many adoring lefties call it the Affordable Care Act.)
     
    mngam and MolonLabe2009 like this.
  5. Libby

    Libby Well-Known Member

    Joined:
    Mar 23, 2017
    Messages:
    8,000
    Likes Received:
    14,224
    Trophy Points:
    113
    Gender:
    Female
    Oh please. We've had countless threads on this with real life examples. For everyone who got a subsidy and thinks "obamacare" is the greatest thing since sliced bread, there's another one of us who got screwed with higher rates, ridiculous deductibles, and being forced to buy coverage we didn't want.
     
  6. Texas Republican

    Texas Republican Well-Known Member Past Donor

    Joined:
    Aug 10, 2015
    Messages:
    28,121
    Likes Received:
    19,405
    Trophy Points:
    113
    Fantastic example. I buy mine from an Illinois company.

    The competition in the auto insurance market is cutthroat, and it keeps prices low for consumers.
     
    Professor Peabody likes this.
  7. Bear513

    Bear513 Banned

    Joined:
    Jun 25, 2012
    Messages:
    7,576
    Likes Received:
    2,389
    Trophy Points:
    113

    Many positions are no (t) staffed.


    Does anyone one miss them? Does it effect you i know it sure doesn't affect me.
     
  8. Bear513

    Bear513 Banned

    Joined:
    Jun 25, 2012
    Messages:
    7,576
    Likes Received:
    2,389
    Trophy Points:
    113
    When was the laws changed? My south Carolina car insurance dropped me when I moved to georgia for a bit back around 2004
     
  9. Texas Republican

    Texas Republican Well-Known Member Past Donor

    Joined:
    Aug 10, 2015
    Messages:
    28,121
    Likes Received:
    19,405
    Trophy Points:
    113
    That may have been just your company.

    When I was a kid in New York in the 1960's, my dad had Liberty Mutual insurance and I think they're based in Massachusetts.
     
  10. doombug

    doombug Well-Known Member

    Joined:
    May 19, 2012
    Messages:
    56,871
    Likes Received:
    22,778
    Trophy Points:
    113
    Sounds like live in a bubble.
     
  11. Fred C Dobbs

    Fred C Dobbs Well-Known Member Past Donor

    Joined:
    May 12, 2016
    Messages:
    19,496
    Likes Received:
    9,006
    Trophy Points:
    113
  12. Professor Peabody

    Professor Peabody Well-Known Member Past Donor

    Joined:
    Apr 19, 2008
    Messages:
    94,819
    Likes Received:
    15,788
    Trophy Points:
    113
    I posted this before, but just for you Roy,

    I actually had an Obama Care "Silver" plan. I live in a Rural area with a small/medium size hospital and 3 medical groups, 1 large and 2 small. The hospital accepted my policy but the 1 large medical group that staffs the hospital doctors does NOT. That means if I'm hospitalized my policy coverage's with deductible and yearly out of pocket applies to the Hospital's bill but not the Doctors who would be out of network and covered only 30%. Since the Doctors and Facilities in the area accept Obama Care policies from just 2 providers, the networks are very important. Provider #1's insurance covers a number of doctors in my area, but if I needed services like X-Ray, MRI and such I had to drive 45 miles down a mountain road if I didn't want to pay 70% of the bill. Provider #2's insurance covered a number of facilities in my area so if I needed services like X-Ray, MRI and such they are available locally, however if I want to see a doctor I had to drive 45 miles down a mountain road if I didn't want to pay 70% of the bill. With the Obama Crap plan, I have to make a 90 mile round trip for a stinking X-Ray. Since I live in the mountains, the road to the flat lands isn't always available so if I needed an X-Ray I'm just (*)(*)(*)(*) outta luck and have to pay the 70%.

    I couldn't cancel my Obama Crap policy fast enough. Obama Care apparently has no provisions for canceling mid-year. The subsidies stopped and so did the coverage. It's all good....right? Wrong! When I did my taxes my subsidies were calculated in accordance with my gross wages for the YEAR. Since I went from 28 to 40 hours my income rose substantially. I got hammered on my taxes, even though the policy was gone and so were the subsidies half way through the year. I even checked with a tax person. Thanks Obama and the Democrats.....

    .......
    PLEASE STOP HELPING ME!​
     
    Last edited: Oct 14, 2017
  13. Professor Peabody

    Professor Peabody Well-Known Member Past Donor

    Joined:
    Apr 19, 2008
    Messages:
    94,819
    Likes Received:
    15,788
    Trophy Points:
    113
    It might be a SC thing, I live in California and my car insurance is through a Hartford Connecticut company.
     
  14. Professor Peabody

    Professor Peabody Well-Known Member Past Donor

    Joined:
    Apr 19, 2008
    Messages:
    94,819
    Likes Received:
    15,788
    Trophy Points:
    113
    Precisely!
     
  15. The Wyrd of Gawd

    The Wyrd of Gawd Well-Known Member

    Joined:
    Feb 19, 2012
    Messages:
    29,682
    Likes Received:
    3,995
    Trophy Points:
    113
  16. The Wyrd of Gawd

    The Wyrd of Gawd Well-Known Member

    Joined:
    Feb 19, 2012
    Messages:
    29,682
    Likes Received:
    3,995
    Trophy Points:
    113
    Trump is on course to be the last President of the USA. He will destroy the country.
     
  17. The Wyrd of Gawd

    The Wyrd of Gawd Well-Known Member

    Joined:
    Feb 19, 2012
    Messages:
    29,682
    Likes Received:
    3,995
    Trophy Points:
    113
    Is Free Market healthcare the plan that uses witchdoctors or the plan that uses prayers and magic oil or is it the Repub plan of hurry up and die when you get sick?
     
  18. doombug

    doombug Well-Known Member

    Joined:
    May 19, 2012
    Messages:
    56,871
    Likes Received:
    22,778
    Trophy Points:
    113
    Really? Are you one of the folks who said he would never be elected?
     
  19. fiddlerdave

    fiddlerdave Well-Known Member Past Donor

    Joined:
    Sep 9, 2010
    Messages:
    19,083
    Likes Received:
    2,706
    Trophy Points:
    113
    Your father had a wonderful idea that saved lots of money.

    But Trump's and the Republicans plan is not your father's plan which was to take very small groups and combine them into larger group, taking small groups of 2 to maybe 50 or 500 groups into one big group of 5000 or 20,000 or whatever which does cut overhead costs and get discounts.

    But EACH state has usually has MILLIONS of people insured and the economies of scale are pretty much maxed out! 50 insurers jumping to 50,000 in a group can save 30% (hypothetically example), but jumping from 1 MILLION to 2 MILLION saves only a tiny, effectively unnoticeable increase of saving (If any).

    Each state has WAY more needed to hit maximum savings. Adding more states together accomplishes nothing.

    And everyone in the business knows this. The Republicans know this.

    The reason the Republican leaders want to do this is to both get rid of insuror state line limitations AND to allow an insuror to be able to allow their own state's regulation be allowed to be sold everywhere else. Then the insurance regulator of one particular state can lobby to get that state with the most ripoff, fraudulent and onerous to allow a insurance company can collect premiums from millions of suckers and fail to pay the few thousand who actually get sick or injured.

    Remember, the winning state's company will certainly require any lawsuits or, much more likely, arbitration procedures will be set up at the home state, and if you have a dispute or hearing, you will need to go from your home to the insurance company's home to deal with it. You would LOVE to travel to, say, scenic North Dakota from your house in Texas to spend days or weeks for legal processes and hearings (which is what North Dakota set up their credit departments where most of those industries relocated after they lobbied that state to get the most friendly state laws)!

    Voila! Trump University Health Insurance Company is once again born and man, does Trump and connected Republicans make fortune after fortune! They have been drooling over this for YEARS!
     
    Last edited: Oct 14, 2017
    Quantum Nerd likes this.
  20. fiddlerdave

    fiddlerdave Well-Known Member Past Donor

    Joined:
    Sep 9, 2010
    Messages:
    19,083
    Likes Received:
    2,706
    Trophy Points:
    113
    This story just never dies!

    So you wanted to live rural but you wanted to get the free money from the government subsidy, but you wanted a rural doctor and a rural hospital right next door with every possible amenity but if you doubled your income in the same year you didn't want to lose your free money and you just didn't want to simply buy a regular non-subsidized policy in the first place to not have to pay if you got a good job and and and and and and and....

    Geez, talk about entitlement!

    I wonder what people like this are going to say when they see what they discover that health insurance will be massively rising after Obama care is gone just like it was massively rising BEFORE Obama care was even begun, during Bush?
     
    Last edited: Oct 14, 2017
  21. Quantum Nerd

    Quantum Nerd Well-Known Member

    Joined:
    Nov 14, 2014
    Messages:
    18,101
    Likes Received:
    23,524
    Trophy Points:
    113
    I swear. these Trump fans can not see one iota past their pocketbook today. If they see 10 dollars less to pay to the dreaded government today, they don't care if it costs them $1,000 down the road.

    I really like the point you made in you post immediately before that. There is always a reason when CEOs cheer a new law, and you have exactly identified that reason. The reason is: Save $10 today, but lose $1,000+ when you get sick, and the money goes straight into the pockets of insurers. Follow the money trail...
     
  22. sawyer

    sawyer Well-Known Member Past Donor

    Joined:
    Jun 29, 2012
    Messages:
    11,892
    Likes Received:
    2,768
    Trophy Points:
    113
    The ACA is failing on its own just as it was designed to do
     
  23. Margot2

    Margot2 Banned

    Joined:
    Sep 9, 2013
    Messages:
    73,644
    Likes Received:
    13,766
    Trophy Points:
    113
    There is nothing wrong with waiting for ELECTIVE surgery.

    For the average family of two parents with one child that bill will be $10,989, and for the average family of two adults (without children) the bill comes to $11,381.
     
  24. Margot2

    Margot2 Banned

    Joined:
    Sep 9, 2013
    Messages:
    73,644
    Likes Received:
    13,766
    Trophy Points:
    113
    There is nothing wrong with waiting for ELECTIVE surgery.

    For the average family of two parents with one child that bill will be $10,989, and for the average family of two adults (without children) the bill comes to $11,381.
     
  25. Margot2

    Margot2 Banned

    Joined:
    Sep 9, 2013
    Messages:
    73,644
    Likes Received:
    13,766
    Trophy Points:
    113

    Actually Trump sabotaged it.. He so jealous of Obama that he will destroy everything.. He doesn't care about Americans.. But he was infamous for seeking revenge before he ran for office.

    Just like he's punishing Puerto Rico for not praising him enough.
     

Share This Page