NY proposing bill to require liability insurance for gun ownership.

https://www.nysenate.gov/legislation/bills/2017/A2260

NY proposing bill to require liability insurance for gun ownership.

 

Can't see anything unconstitutional about it

 

Do these anti-gun idiots not do even the most basic research?

"Wherever these proposals surface, insurers have been telling lawmakers that such approaches would not only violate basic insurance principles but also be unworkable.

“Though well intentioned, such proposals misunderstand a fundamental principle of insurance—that it is designed to cover fortuitous, or accidental events; not intentional conduct. Property/casualty insurance does not and cannot cover intentional behavior such as criminal acts,” said Willem O. Rijksen, vice president of public affairs for the American Insurance Association.

According to Jimi Grande, senior vice president of federal and political affairs for the National Association of Mutual Insurance Companies, gun liability insurance measures would neither deter violence nor help victims.

“Liability coverage is designed to protect against accidental damages, most of which involving guns would be covered under a homeowner’s insurance policy. While some policies may provide coverage for liability stemming from the intentional use of a firearm for defensive purposes, no liability insurance product covers intentional acts of malicious violence, whether committed with a gun, a car, or any other instrument that is used as a weapon to deliberately harm people,” said Grande. “It is inconceivable that any insurer would offer such coverage, either as part of a homeowners or renters policy or on a stand-alone basis.”

http://www.insurancejournal.com/news/national/2013/04/10/287849.htm

 

Insurance would be for accidental gun mishaps.

We may not be able to reduce intentional shootings as a result of liability insurance, but I do believe we can reduce accidental shootings,” said David Linsky, a Democratic representative in Massachusetts who has proposed mandatory insurance for gun owners.

http://www.huffingtonpost.com/2013/02/06/gun-liability-insurance_n_2632321.html

 

I wonder how the leaders of the Crips and Bloods feel about this.

That's really going to cut into their profits.

 

“Liability coverage is designed to protect against accidental damages, most of which involving guns would be covered under a homeowner’s insurance policy. "

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How would liability insurance reduce gun accidents?

 

It may or may not be covered. It certainly would not cover for accidents outside the home.

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Reductions to premiums could be given for people who take gun safety classes or show evidence of having a gun safe.

 

some democrats making laws to block gun ownership, same as some on the right create laws to block abortions

both are wrong as the laws are not created for the real reasons each is stating, the laws have other motives

 

The NRA has reasonably priced liability insurance for NRA members. I'm against this, but it's not nearly the impediment that you think it is. The only thing is, this won't do a damned thing to stop gangbangers from doing driveby shootings, etc. It's a nice way to harass law-abiding citizens, but it has no practical purpose other than that.

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Accidental shootings have decreased greatly in the past 30 years or so already. The real reason for this is to harass law-abiding gun owners.

 

Other accidents are.

http://www.360financialliteracy.org...rance-cover-losses-that-occur-outside-my-home

http://www.bankrate.com/finance/insurance/homeowners-insurance-can-leave-home-with-you-1.aspx

Try doing some basic research before posting.

489 gun deaths out of 40,000,000 million gun owners households. For anyone not already covered under homeowners and renters insurance the premiums would be negligible. My insurance company covers me and they didn't even ask if I owned guns because the risk is absurdly low.

This proposal isn't to help victims. It's to scare prospective gun owners away from exercising their 2A rights.

 

Its not my favorite form of gun control but I have learned you have to go after everything. If the anti gun control crowd stops all real gun control measures then you just have to chip away at it in any way you can. They do the same thing for the issues they support. I guess this is the way the game is played.

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If this can scare you away from owning a gun....you shouldn't own a gun

 

That's your takeaway?

 

Yes it is.

 

Yep.

Firearms represent 0.4% of all fatal accidents.

Maybe we could make women get pregnancy insurance, and lower the premiums if they attend parenting classes and have a safe full of condoms.

It should be a felony offense to have sex without a condom.

 

If you would like to lobby for that issue I suggest you go and do that.

 

NY may partner with insurance companies to make sure the insurance policy is unaffordable for most gun owners. If Hil had got in she may have used this plan as well. Lots of tricks in the fascist dems toolbox to take guns away from citizens.

 

We're being DISENFRANCHISED! REPRESSION! RACISM!

Hey, it works for ID cards.

 

I think the scare part is how much will it cost?

 

Cool we could build a uterus and penis database.

The ballistic database would just be disgusting though.

 

Have at it son!

 

Cool pops!

I'll let you get back to your poorly thought out power grabs.

 

Thanks! Have a great day!

 

Sounds like the Dems are trying to make more large corporations richer.

 

Only to be overturned 6-3 by the SCotUS.

 

The member Vegas Giants has already openly admitted to being unreasonable in response to not getting their way when it comes to the passage of firearm-related restrictions. There is no point in trying to convince them that any given proposal is nonsense, as such is simply not a possibility.

From a psychological standpoint, someone who admits to no longer being reasonable, is supporting what they do out of spite against those who hold different viewpoints, and should be addressed in such a manner.