Obamacare repeal in the middle of a pandemic???

Discussion in 'Political Opinions & Beliefs' started by thinkitout, Sep 22, 2020.

  1. Sirius Black

    Sirius Black Well-Known Member

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    The supreme court has ruled it is legal they have not yet changed their minds. It is still legal.
     
    Last edited: Sep 23, 2020
  2. Doofenshmirtz

    Doofenshmirtz Well-Known Member Past Donor

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    Interesting. Obamacare was good for the pharm industry, but results show that Americans are fatter and sicker than ever. Perhaps illness is not the result of a pharm product deficiency. Prescription drugs are more dangerous than Covid.

    While it would be unwise for reps to push abortion laws, medical tourism would make any law worthless and unenforceable.
     
  3. struth

    struth Well-Known Member

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    agreed...but that's what this thread is all about.

    If I werer a dem I would want that 9th member on the Court to break a tie...8-8 means the Circuit court ruling stands...and it would be illegal......you are looking right now at 5-4, or unless Roberts decides to flip, 4-4....either not good for the folks that created Obamacare
     
  4. Golem

    Golem Well-Known Member Donor

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    They can certainly increase the hell out of it. What's the difference?
     
  5. struth

    struth Well-Known Member

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    It's increased under Obamacare......what's your point? The increases are based on what they pay out.
     
  6. Daggdag

    Daggdag Well-Known Member

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    Yes they could. before Obamacare it was completely legal for an insurance company to simply drop someone from their insurance because they had a pre-existing. My friend couldn't get cancer treatment and died in 2007 because his insurance refused to pay for cancer treatments because his father had cancer as well and a family history was considered a pre-existing condition.

    Without obamacare's requirement that pre-existing conditions be covered by insurance, insurance companies could simply refuse to cover anyone who had a pre-existing health issue that made them vulnerable to Coronavirus. This was completely legal before Obamacare, and Republicans have outright said that they.
     
  7. RodB

    RodB Well-Known Member Donor

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    They are allowed to increase premiums once a year if approved by the state regulatory commission. But why would they do that? If Obamacare was gone they could lower both the high premiums and the exorbitantly high deductibles brought on by Obamacare.
     
  8. RodB

    RodB Well-Known Member Donor

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    No, they could not drop them. In some specific cases they could refuse treatment for a per-existing condition, but they could not drop them or raise their premiums.
     
  9. Sirius Black

    Sirius Black Well-Known Member

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    You clearly stated it was illegal.
    It may or may not become illegal but as of now it is legal.
    I hope the Court approaches this as a matter of law, not as a matter of politics.
     
  10. Lee Atwater

    Lee Atwater Well-Known Member Past Donor

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    You are so confused as to the reason people would lose their insurance I sincerely don't know where to begin.
     
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  11. struth

    struth Well-Known Member

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    I said if the law is ruled illegal...which is sounds like there is a good chance it might....it's the fault of the lawmakers that made an illegal act.. The Court shouldn't be worried about a pandemic or not...and it certainly wouldn't be the Courts fault the law was illegal
     
  12. RodB

    RodB Well-Known Member Donor

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    You are correct. Obamacare as it stands today is legal, as was then Dred Scott not a citizen. Besides, it was ruled legal only after Chief Justice Roberts literally rewrote the statute from the bench. Although even after his rewrite it still was a faulty ruling. Roberts thought he made it constitutional by changing "fee" to "tax" but then ignored that the now "tax" bill unconstitutionally originated in the senate.
     
  13. RodB

    RodB Well-Known Member Donor

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    I'm not confused in the least. The only reason an insurance company has for cancelling a policy outright is discovered fraud or non-payment of premiums. This has been the law for decades. Where does your confusion stem from?
     
  14. Lee Atwater

    Lee Atwater Well-Known Member Past Donor

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    If you weren't you would keep repeating that line about policy cancellations which is completely immaterial to the discussion.
     
  15. Golem

    Golem Well-Known Member Donor

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    Profits

    They might lower all that by excluding people with pre-existing conditions. And the pandemic will have added several million people. But then they would come back up at a 20% rate it was coming up before obamacare. Or more... because now they don't have any of the restrictions related to profits that obamacare carried.
     
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  16. RodB

    RodB Well-Known Member Donor

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    Really??!!? That sounds great for them! Shoot, increase their rates by 10 times and watch the profits roll in.... Do you think the insurance companies do know about that idea? Why would you guess they they don't do that?
     
  17. Lee Atwater

    Lee Atwater Well-Known Member Past Donor

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    Do you know what the 80/20 rule is?
     
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  18. RodB

    RodB Well-Known Member Donor

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    I know what one 80/20 rule is. What has it to do with anything?
     
  19. Lee Atwater

    Lee Atwater Well-Known Member Past Donor

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    Now that you've looked it up, asking that question indicates you still don't know how it effects managed care providers.
     
  20. RodB

    RodB Well-Known Member Donor

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    I didn't look anything up. I didn't just fall off the turnip truck. However, I still cannot see any relevance. Is it suppose to have anything to do with an insurance company's inability to raise prices just because Golem informs them that it would increase their profits?
     
  21. Golem

    Golem Well-Known Member Donor

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    I'm sure they know that. But obamacare won't allow them to increase their rates just because the want more profits. Repeal obamacare, and .... get out of the way! It was about a 20% increase per year every year before obamacare... why would it be different this time? It might take them a while to get to 10 times... but they'll get there....
     
    Last edited: Sep 24, 2020
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  22. Kal'Stang

    Kal'Stang Well-Known Member

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    Who is going to lose thier insurance due to repealing the ACA? As far as I know repealing it won't stop your provider from providing insurance to you. Just continue to pay em.
     
  23. RodB

    RodB Well-Known Member Donor

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    This is nonsense and wrong. Insurance companies are regulated by state commissions and have been for decades. Obamacare did not legislate rates. It only imposed a ton of specific coverage requirements and limited the administrative expense to a certain percentage of revenue. Insurance rates did not average 20% increase each year before Obamacare -- not even close. On the other hand the rates increased over 100% in the first 6 to 7 years of Obamacare while deductibles increased in the 1000% range. You need to spend a little more time researching the validity of your arguments.
     
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  24. ECA

    ECA Well-Known Member

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    What Obamacare? Haven't you heard....there is no more Obamacare

    Obamacare is no longer Obamacare, as we worked on it and managed it very well,” Trump said of the law that continues to provide coverage for more than 20 million Americans. “What we have now is a much better plan. It is no longer Obamacare because we got rid of the worse part of it — the individual mandate.
     
  25. Lee Atwater

    Lee Atwater Well-Known Member Past Donor

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    Of all the people to complain about others not doing their research...............

    https://www.nbcnews.com/politics/po...trump-misleads-latest-obamacare-claim-n948966

    "Prior to Obamacare, some individual market plans had deductibles of $10,000 or more, said Sabrina Corlette, research professor at Georgetown University's Health Policy Institute.
    "The ACA was an improvement over a lot of what was available before," she said. "But it definitely could be better."
    https://www.cnn.com/2019/04/01/politics/fact-check-obamacare-deductibles/index.html

    The pre-ACA plans not only had higher deductibles the coverage was not nearly as good.

    Premium rates were going up by roughly 10% a year prior to the ACA. And what you leave out about rates going up after the ACA (about 7% annually) is the reason, the Faustian bargain made with insurers forcing them to provide better coverage, getting rid of lifetime benefit caps, providing for free preventative care, etc. This in return for the ACA bringing more customers in to managed care plans. The concept being the larger the insured pool the greater the chances of a slow in premium increases. Naturally, Repubs have done everything possible to sabotage the ACA to prevent larger insured pools from being created. And all these years later they still don't have a viable, comprehensive replacement.
     
    Last edited: Sep 25, 2020

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