The B-system is a independent government insurance and it is funded by its insurance customers, by a dedicated tax, 14,9% income tax in Germany. It is independent, but as all insurances it has government oversite and regulation, Health Department. And the German IRS provides a no cost collection service. It does the same for churches, if you are a member of a official church, faith, than you mark on your tax return which club you belong to and the IRS will do the collection service for your religious club. That service is paid for by the overall taxes. Don't you think it interesting, that the IRS in Germany provides services for the common good of the tax payer. You see the difference, your medicare payment goes into the big pot, the blackhole. I give you a nother fine praline, I am German, I pay into Medicare and SSI in the US, the law. I should receive with 65 $1275, I get the statement, with 70 close to $1700, and should get medicare. Should, that's were it ends. It is only for citizens. Tja.
How can it be regulated by the Govt, Funded by their tax collection, and somehow be independent. The Govt of the United States does the same with Medicare. Medicare has their own administration for recipients. Sounds like the same for the German Govt. Independent service. Who writes the checks for the German HC system ? I still see nothing different other then accepting the surplus funds into the general fund through Treasury Securities.
Wow, I’m hurt. I never took any Trump Humper or GOP dedicated follower seriously about morality either. Tito.
“You see the difference, your medicare payment goes into the bigpot, the blackhole.” That is 100% true, and it’s really the only practical difference between them, albeit a huge difference. That’s why the funds should be put into a lock box. Agree.
Now you got it, the fine difference between universal/NHS and the B-System. In the U/N system the collected tax goes into the big pot and than gets dolled out by the government in its annual budget. In the B-System the tax collected is dedicated, goes onto a special account and than gets distributed to the insurance entities according to membership and income rate of its members, or so. I am not a tax professional, by any means. The government has no budget authority, neither Congress. That makes it independent. The only government/Congress authority is the income tax amount, percentage, which is levied and funds the insurance system. You have to fund the sucker, but the funding has to come from the members of the system and not the government. You get it. The system does not cost the country a dime. Maybe in extreme crises the government has to support the system. Like the great depression in the 30s. But as I recall that was the only time. But the most important thing, it allows a certain regulated competition and the non profits, gov and private, are allowed to make a very regulated profit, the nest eggs and this surplus can not be touched by the government, because it belongs to the insured and is for rainy days. And if the surpluses reach a certain limit, the tax has to go down. That was invented in the late 1870, as I recall, tweaked over the years. ACA was built on market competition and with the idea of a large paying pool. All it did, increase the profits of the insurance companies. It screwed the employees of small companies under the threshold, like mine, because of profit taking and the mandate the insurance went through the roof and naturally the lack of regulation. I can not get for my company any more a group insurance. No insurance company is interested. I could get one, but neither my employees nor my company can afford it. It would amount to 30% of income, 6500 deductible and a 20 to 30%, no dental no eye care. And my company would pay 30% on top of, employer share. Most small business that have beyond threshold employees, reduce the hours of employees so they are not anymore fulltime, to prevent having to have health insurance. It was a good try, but it failed to regulate and failed to rein in the cost and became a huge profit maker for the industry and screwed the people.
There is no expressed clause in the 2@ you have the right to own an ar15 either. There is no expressed clauses that you have a right to access public bodies of water either.
The People have a right to not be infringed in the keeping and bearing of Arms for their State or the Union. There is in California; States have traditional and more unitary policy power.
Republican death panels? That argument would have much more validity if the current Democratic frontrunner hadn't helped create them
So what ? We do away with all social spending ? Conservatives are funny. They all like their Medicare, public libraries and getting their roads plowed, but don’t like social spending. Huh ? All government is about social spending and regulation. The reason the current minimum wage is no $15 an hour is, that’s not the law everywhere.
The minimum wage in 1963 was $15 an hour. Not "inflation adjusted", but five quarters minted in 1963 are today worth $15. Since you can't fund multitrillion dollar social welfare states without fiat currency, the minimum wage has been rapidly eroded due to the inflation caused by government social spending.
Bull crappolla. https://www.usinflationcalculator.com/inflation/historical-inflation-rates/ Before SS and Medicare, the highest rates of inflation ever occurred from 1917 to 1920 You want to do away with SS and Medicare COMPLETELY ? yes or no. How about we take away your Medicare and let you buy insurance on the private market.
Would I be exempt from paying all taxes used to fund those programs? Because if the answer is yes, I'm all for it. Joe Biden was a member of the Senate when Democrats created for profit health care
Sure, your taxes for Medicare are nothing compared to private insurance premiums. . You couldn’t find a private carrier that would insure you. Laughable. You can talk Big now, because you have Medicare.
Ahhhh Healthcare insurance has always been for profit. Is this a new idea to you that you never heard of ?
I love all these studies on Medicare for all. How could we not want a plan which, adjusted for scale, results in a trillion dollars a year in fraud. I also notice that none of these studies account for the fact that Medicare rates dont cover doctor's costs so obviously payment rates will have to rise. Nor does the study account for the fact that the govt will have to grow massively to cover all of the administration of Medicare for all. My guess, the $34T price tag is off by a minimum of 50%. Just like Obamacare.
You made the claim that non government run insurance is incredibly more efficient and has tremendous cost saves, yet deflect with this? The Federal government spends more than France on health care.
3% of my lifetime earnings, about 20% of all Federal taxes paid over my lifetime, all income taxes paid on SS benefits, and a substantial monthly premium once I'm eligible. Plus 20% of all health care services rendered that Medicare doesn't cover. That's what I pay for Medicare. $0. That's what I currently pay for my private health insurance. Health insurance has not always been "for profit". That was strictly prohibited until Democrats made it so
