Well...what do you think of Obamacare now?

Last year I posted about some hearsay conversation where people complained their health insurance renewals were skyrocketing. Some of you poo-pooed my post, thinking I must be a Rep trying to bash Obama.

I never followed up on whether the rates went up or not. I didn't have much interest in it. Lately I hear on the news people are starting to feel the bite of Obamacare. One guy in Alaska paying $40,000 a year for his family and other horror stories. They say the rates will rise +/- 8% a year. Deductible's will go up and what you get will go down. At that rate premiums will double and quadruple in a generation. $40K a year will go to $160K.

Just heard the fine for no health insurance in going up to $2000+ for a family in a year or so. To me, coming from an impartial position of hating dems or reps, sounds like Obama and the heathcare companies have you by the balls.

I see no hopes for the 'behind the times' Reps ever getting in power. (Being against queers, dope and illegal aliens while being in bed with big money is not popular any longer. ) But if people get raped enuf by Obamacare then maybe a Rep can get in with hopes of dumping Obamacare. But don't look for the Reps to ever give you anything to replace it. Just decades of fighting with nothing ever getting better - it is just a Ponzi scheme. Pretty soon the penalty will reach $10,000 for no health insurance...there is no limit. Nether is there a limit on how high the insurance companies will raise rates and cut benefits.

Are you hardcore Dems ready to admit Obama fudged the public...with healthcare companies having a license to do the screwing at will?

 

I like that more Americans have health insurance.

but we need to slow down the increase in premium/co-pay prices, and perhaps even freeze/reverse them.

 

More Americans do not have health insurance, the number of uninsured is essentially unchanged. obamacare is a total failure.

 

"progressives" will never admit it, they will blame Republicans and Bush and the Tea Party and the fact that crickets chirp and the sun rises in the East. They will blame anything and everything except themselves. But they will always claim the solution is more "progressive" policies, obamacare failed because it wasn't enough, they just need more control and more money and if they could just eliminate those darn people who don't obey the world would be a better place.

 

So does anyone actually believe if Obamacare is repealed total healthcare spending in the US will decrease and if so where do you think the savings will occur. Will insurance companies drop their rates. Will drug and procedure costs go down. Will defensive medicine decrease. Will either party actually come up with an alternative.

Note that I am talking about total healthcare spending in the US.

 

Glad u like more people have insurance but the truth is it is basically only good for free screenings. Doctors visits. Although only few doctors and clinics and hospitals. When u have need of surgery ,inpatient care or diagnosed with for example, with cancer, most can't afford their out of pocket and deductible.

It doesn't surprise me many of u defend the ppaca and exchanges as it takes years of college and training to understand all of the regulations and daily workings of the health insurance field and government regulations. The average person has no clue what is going on, and many refuse to listen to those that do.

 

Here is Obamacare reality.

My 2015 premium was $862 a month. Just got my renewal from my insurance company. New rate, $1233. Deductible also increased $500.

 

All programs have its flaws. I'm sure Congress can work something out about the rising premiums and deductibles.

 

Obama and his supporters for the Affordable Care Act all lied to us about passing this monumental bill. The reason he lied to us was because he wanted to create a program that would not lower the premiums of insurance for all Americans, but rise the prices of premiums as he wants to create a single payer health care system within the United States. Right now I have done a lot of research into the history of Barack Obama and the Progressives, Socialists, Communists and radicals that this man has learned from, surrounded himself with and was grown up around is a dangerous aspect. I never voted for Barack Obama in either 2008 or 2012 because the man is trying to destroy everything this country stands for. Obama Care or the Affordable Care Act is just the first of many legislation that he has passed or has pushed for to "FUNDAMENTALLY TRANSFORM" the United States of America.

 

Went to the eye doctor today, my copay under a metal plan went from $35 to $70 because he is now considered a "specialist" and copays are higher for "specialist".

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It's Obama's plan where is HIS proposed fix?

 

I have healthcare insurance. I was paying on my own and could afford it. Now I can barely afford it or should I say, after Obamacare I'm struggling to pay the premiums now. My premium is higher than some people pay for a mortgage but people who get subsidies don't care, they're getting the welfare handout so why would they.

 

It's not as effective as making Medicare truly universal would have been, but it's a definite improvement over the dismal tragedy our health system was, with year after year double digit increases and scores of millions without coverage.

Millions more people have coverage now. I like the fact that I can still have my daughter covered under our plan, and the fact that folks are not automatically disqualified because they have some prior condition.

 

The insurance policies have such high deductibles, the average being $6000.00, that it renders surgery and inpatient care coverage virtually useless, paying only for routine office visits, prescriptions and a few free tests. And mandating we all pay for the most costly benefits, maternity and newborn care whether we needs it or not. Just another way of forcing us to subsides those that need this coverage. We are still paying higher premiums to cover those without insurance still seeking ER care because these people are exempt from the individual mandate because the earn to little are umemployed and their State opted out of expanding medicaid. Taxpayers are still paying for ER visits and uninsured care plus paying even higher premiums that include paying for unessary HHS mi u u essential benefits. Too bad unintelligent and misguided voters simply are too stupid to see how they are being misled and ripped off by the federal government and HHS.

 

Obamacare has highlighted what is the root of the biggest problem that we as a country and a planet face.

Overpopulation. In this case, we have far too many people and not enough doctors to take care of them all. But we're still making more people.

 

Congress hasn't done anything about rising healthcare costs for thirty years. And congress isn't going to do anything to improve Obamacare either. American healthcare has been a mess for decades and the only attempt to improve it has been the ACA which was and is flawed primarily because of the compromises made to get it to pass.

And Obamacare will never be repealed because if the Republicans do that they are smart enough to know they will own the resulting chaos.

 

Cost increases had been slowing for years.

They had health care before but now more people have health insurance they can't afford to use. The state exchanges are going broke and major insurance companies dropping out because they are losing so much money.

 

Time for a single payer healthcare system.

And if you really look at historical data you will find that costs have increased over time. Number of uninsured has increased over time. Deductables have increased over time. Corporate employee healthcare has declined over time. And percentage of GDP spent on healthcare has increased over time. American healthcare has been a mess for decades and neither party tried to do anything about it until Obamacare which had built in weakness necessary to get it passed. It is now time for both parties to stop playing and get it fixed or to actually come up with something better.

 

Only if you want to screw it up even more.

The fact remains they were DRAMATICALLY slowing as I have already demonstrated, Obama has turned that around despite the claims it would lower them further. And they could have passed whatever they wanted to pass and did so without a single Republican vote.

It's Obama and the Democrat's program, what have they admitted is wrong with and and needs to be fixed and what fixes have they offered? Obama has every resource at his hand, what has he come up with and what has he offered?

 

If you want to post this kind of crap. . .could you at least post a FACTUAL link?

 

http://kff.org/uninsured/fact-sheet/key-facts-about-the-uninsured-population/

Ignore the words, look at the numbers.




There are 32.3 Million uninsured. Before obamacare, the claim was there were 45 million uninsured, but that broke down into about 15 million who could get insurance but did not want it, the remaining 30 million were either ineligible for insurance or were eligible for govt funded insurance but did not sign up for it (did not know they could get it).

Nothing has changed except the govt has forced those 15 million who did not ant insurance to get insurance. Most of those are young healthy people who don't use medical services.

obamacare is a scam, its failing, and it will not last more than another 2 years.

 

Don't know, but my policies have considered opthalmologists to be "specialists" long before Obamacare.

 

A single payer system ? You mean universalmheathcare like Canada and the U.K.? If so it will mean no more choice of doctors an d surgeons and fewer of them entering the field. The problem was and still is unregulated health insurance companies due tom lack of competition.

 

The reason the. Most of health care to the federal government is going down a d overall cost of health care is decxreasimg slightly is that fewer people are seeking health care because they are insured but can not pay the cost of using their insurance. DeductibLed copays and out of pocket so high they can't afford to access healthcare even though the federal government has forced them to buy a policy and pay no nthly premiums. Partly because of the HHS minimal essential coverage mandatexd they pay for whether they need the benefits or not. It is a Scam they failed to disClose before passing the PPACA.

 

Actually you have not demonstrated any long term slowing in the rate of healthcare cost increases. Try to find any ten or twenty year data showing price decreases.

 

While I admire the goal of Obamacare to provide health insurance for all Americans I've never believed it was the right way to go about it and, as we know, it will never provide health insurance for all Americans.

Since 2009 I've been waiting for a proposal by Republicans that will provide health insurance for all Americans but no proposals meeting this criteria have been forthcoming. Of course I have my own ideas on what should be done.

First of all the expansion of Medicaid was warranted and should be adopted by all of the states. This provides medical insurance to households with incomes so low that they simply can't afford to spend any money on medical services.

Next I'd expand the employer mandate requiring all employers to either: A) provide health insurance to all employees, or; B) pay an estimated $3/hr tax to provide funding to subsidize employees that don't receive medical insurance from their employers.

Finally working households that don't have employer provided health insurance would be provided with health insurance because the employer tax funds the insurance.

Simple and to the point where 100% of Americans could have health insurance.