Conservatives. What SHOULD health care in America look like?

And the people who have more money matter more.

 

Did I call that, or what?

 

Money is a finite resource you can’t give to one group without taking from another. Now poor people get free healthcare but those who are above the cutoff for free healthcare now pay more and are worse off due to government caused inflation.

 

Yes it has. My private doctor requires payment before the patient is seen.

 

I don't know anyone that pays insurance equal to the cost of their medical bills.

What would be the point in that?

lol

 

Is anyone being prevented from selling such insurance?

 

I don't know, why don't you call them up and ask them how they are doing it now?

 

If there were no government involvement or insurance involvement prices would be closer to actual market value. That helps everyone rich and poor

 

Then that may just be you. Mine doesn't.

 

Back in 1988, my wife gave birth to our second son. I was self employed and had no health coverage. My wife, a registered nurse worked in an orthopedic clinic and had great health coverage paid for by herself and the owners of the clinic. I had coverage from that plan as did my wife and my other son. She had worked there for 9 years and neither she, I or our first son had any health issues. She did all the recommended prenatal care, did not drink or smoke and ate a very healthy diet throughout her pregnancy.

Unfortunately, my son was born with aortic stenosis which is a congenital defect of his heart valve. Right after he was born, it was discovered and he had to have open heart surgery the day after he was born he was rushed from our local hospital in West Hills Ca. to UCLA by ambulance when he was 8 hours old.Our health insurance carrier immediately denied coverage for the $125,000 for surgery and 5 days in the hospital. I had to hire an attorney to sue them for bad faith and eventually, under threat of being sued for millions they payed the claim. Then when my wife went back to work two weeks later, her employer told her and everyone else at the clinic that their health insurance premiums would be more than doubled. It was a small clinic with three doctors and 15 other employees and they were all informed that it was because of our son’s condition. Shortly thereafter she resigned her position under pressure from the people she worked with.

I do not think that insurance companies should be able to act like that. Also, I had to eat the $20k I payed lawyers to get these scumbags to pay for my son’s treatment. I am in favor of a healthcare system run by medical professionals and funded by a general fund like every other civilized country in the world. Free market, my ass. We need to get rid of these private insurers who line their pockets with over 20% of the total cost of our healthcare while their main function is immediately denying all major claims. It’s time for us to join the real world and create a first class affordable health care system and put these greedy, scumbag, death panels out of business.

 

I don’t anyone who sucks on the government teat while botching about people sucking on the government teat.

Wait, yes I do. Pretty much every old MAGA hat wearer on Social Security and Medicare.

 

What is the “actual market value” of open heart surgery? Major organ transplant? Retrovirals?

When was the free market in existence when any of these things existed?

 

When you say free, do you mean the doctors, ambulance, etc. didn't charge a thing?
Or, do you mean taxpayer funded and government
administered? Cause they're not the same thing.
Over here, we prefer to decide for ourselves what doctors to see, when to see them, etc.
Some of us are even capable of putting a plan in place to finance costs.
Insurance for simple dr visits should be outlawed.
That would let doctors operate without 5 people to process claims, lowering costs. Major policies, or catastrophic, should be the norm. Costs should be posted at doctors offices and hospitals.
An insurance company should pay at the same rate as an individual, no cut rates to be subsidized by cash customers.
For pre existing conditions , a point system could be used. Overweight, 10 points. Diabetes, 50 points, cancer, 100 points. Under the point total, you must be offered coverage.
If you reach a point total, and can't be insured, then you get Medicare or something similar. But you pay for it as a percentage of income.
The value of medical insurance should be taught in financial planning, and the cost of neglecting to purchase it when you are young should be mandatory teaching from 12 years old up until graduation from high school. Tax exemptions for insurance premiums paid by individuals, just like employer sponsored plans.
Lots of ways to bring cost down, and keep govt out of it, (mostly).

 

I’m halfway there with ya.... I don’t personally like insurance companies for the same reasons I don’t like government involvement.. Their artificial money causes inflation across the board in the healthcare industry.

 

Nobody is saying the system can't be modified.

I hope your son is ok by the way.

 

Except I'm not sucking on the teat.

 

I couldn’t tell you because of all of the artificial money that has flooded the healthcare industry.

 

You freely admitted to relying on taxpayer funded healthcare.

 

So then on what grounds can you claim they are “artificially inflated” by any significant amount?

 

I've never used taxpayer funded healthcare.

 

You seem to forget there is a bureaucracy between the patient and the doctor. How do you factor them into the costs?

The poster is not a hypocrite but you are clearly not very bright. Those of lesser intelligence should work on having better manners and a friendlier disposition, or their lives life will be quite difficult. You've probably already experienced difficulties, right?

 

Apparently the hospital your wife was working at went for the obamacare version of a tin plan with a shady insurance company that didn't like paying for what their plan covered.

Because of that, the hospital lost a good nurse, and the insurance company lost a lot of clients when that hospital told them to take a flying leap and shopped around for another insurance company.

 

No, you rely on it. If anything was to happen to you, because you have been lazy, you would fall back on the taxpayers to bail you out. Just like, you condemn others for.

 

Medicare admin costs are about 3%. Private insurers are about 20%, mostly paid to scumbag ceos who buy off Senators and Congressmen to keep their racket going. It’s a no brained once we get rid of the scumbags in Congress who are whores to the insurance and pharmacy lobbies.

 

Basic economics for one