Who pays for the unvaccinated in ICU

Discussion in 'Health Care' started by Bowerbird, Nov 27, 2021.

  1. Bowerbird

    Bowerbird Well-Known Member

    Joined:
    May 13, 2009
    Messages:
    92,699
    Likes Received:
    74,139
    Trophy Points:
    113
    Gender:
    Female
    I have been looking at costings for COVID

    This is from last year

    https://www.healthcarefinancenews.c...al-care-covid-19-ranges-51000-78000-based-age

    https://www.washingtonpost.com/business/2021/09/18/covid-hospital-bills-insurance-deductible/

    https://www.healthsystemtracker.org...st-the-u-s-health-system-billions-of-dollars/

    So - who is paying for the care for the unvaccinated?
     
    Richard The Last likes this.
  2. dharbert

    dharbert Well-Known Member

    Joined:
    Oct 23, 2020
    Messages:
    2,266
    Likes Received:
    3,318
    Trophy Points:
    113
    Gender:
    Male
    I caught COVID in January, and do you know how much it cost me? Not a penny. I stayed home and got over it in a week...
     
    ToughTalk, mswan, Abby and 2 others like this.
  3. modernpaladin

    modernpaladin Well-Known Member Past Donor

    Joined:
    Apr 23, 2017
    Messages:
    27,959
    Likes Received:
    21,268
    Trophy Points:
    113
    Gender:
    Male
    Well they should be paying their own medical costs along with everyone else... thats always been my position. But some people want to socialize medicine and pay the bills for others who make different life/health choices. You shouldn't have to support the unvaccinated for the same reasons I shouldn't have to support people who eat gmo soy and vegetable shortenning instead of meat.
     
    Last edited: Nov 27, 2021
    Injeun likes this.
  4. Bowerbird

    Bowerbird Well-Known Member

    Joined:
    May 13, 2009
    Messages:
    92,699
    Likes Received:
    74,139
    Trophy Points:
    113
    Gender:
    Female
    These costings are AVERAGE so although did not cost the system anything someone else’s DID
     
  5. gamewell45

    gamewell45 Well-Known Member Past Donor

    Joined:
    Apr 10, 2011
    Messages:
    24,711
    Likes Received:
    3,547
    Trophy Points:
    113
    Aren't you lucky; I personally know 9 people (family and friends) who caught it and died with 2 weeks in some cases. They didn't have to worry about paying their hospital bills either.
     
  6. Bowerbird

    Bowerbird Well-Known Member

    Joined:
    May 13, 2009
    Messages:
    92,699
    Likes Received:
    74,139
    Trophy Points:
    113
    Gender:
    Female
    Does not matter if it is “socialised” or not you still pay for other people. You pay in higher premiums and co pays etc
     
    Richard The Last and gamewell45 like this.
  7. dharbert

    dharbert Well-Known Member

    Joined:
    Oct 23, 2020
    Messages:
    2,266
    Likes Received:
    3,318
    Trophy Points:
    113
    Gender:
    Male
    It's no different than those who choose to stuff their face with a cheeseburger every day and end up having a triple bypass. They are costing the system as well. It's a personal choice. If you want the vaccine, get it. If you don't, then don't. It's that simple...
     
    Collateral Damage likes this.
  8. modernpaladin

    modernpaladin Well-Known Member Past Donor

    Joined:
    Apr 23, 2017
    Messages:
    27,959
    Likes Received:
    21,268
    Trophy Points:
    113
    Gender:
    Male
    I pay $50/mo to be a member of a medical co-op. No premiums or co pays. If they raise their rates due to too many people choosing to live unhealthy lifestyles, I can just quit. Thats how 'socialized medicine' works when its voluntary and theres competition. Given that I've only been there twice in the 2 years I've been a member, Its likely Im paying for others who go more frequently. ...but its because I choose to, and I can choose to stop as well.
     
    Last edited: Nov 27, 2021
    557 likes this.
  9. Bowerbird

    Bowerbird Well-Known Member

    Joined:
    May 13, 2009
    Messages:
    92,699
    Likes Received:
    74,139
    Trophy Points:
    113
    Gender:
    Female
    So……… every meal you eat is 100% as recommended by a nutritionalist? You walk 10,000 steps every day? Live in an unpolluted rural setting? Never indulge in risky sports?
     
    gamewell45 likes this.
  10. dharbert

    dharbert Well-Known Member

    Joined:
    Oct 23, 2020
    Messages:
    2,266
    Likes Received:
    3,318
    Trophy Points:
    113
    Gender:
    Male
    I eat whatever I want and do whatever I want. I haven't had to go to a doctor or had a hospital visit in over 20 years. I keep a single prescription bottle in my bathroom cabinet, and that bottle is empty and the label says "suck it up"....
     
    Injeun likes this.
  11. Bowerbird

    Bowerbird Well-Known Member

    Joined:
    May 13, 2009
    Messages:
    92,699
    Likes Received:
    74,139
    Trophy Points:
    113
    Gender:
    Female
    Sings “it’s only a matter of time…….”
     
    gamewell45 likes this.
  12. kazenatsu

    kazenatsu Well-Known Member Past Donor

    Joined:
    May 15, 2017
    Messages:
    34,737
    Likes Received:
    11,283
    Trophy Points:
    113
    I doubt it costs more than the illegal migrants.
     
  13. kazenatsu

    kazenatsu Well-Known Member Past Donor

    Joined:
    May 15, 2017
    Messages:
    34,737
    Likes Received:
    11,283
    Trophy Points:
    113
    That is the issue with Socialism and nationalisation of a healthcare system. Everyone is put in the same pool so everyone else is paying for any single individual's healthcare.

    In the United States, although it's not entirely true, people would like to think that individuals pay for the costs of their own healthcare.

    Hmm, tell me, how much do you think it would cost if the private marketplace began to offer special insurance that only covered treatment for the coronavirus?
    (It's a hypothetical of course since state laws dictate what any form of health insurance has to cover)
     
    Last edited: Nov 27, 2021
  14. Bowerbird

    Bowerbird Well-Known Member

    Joined:
    May 13, 2009
    Messages:
    92,699
    Likes Received:
    74,139
    Trophy Points:
    113
    Gender:
    Female
    Well, feel free to post something validating that fairy tale
     
  15. Bowerbird

    Bowerbird Well-Known Member

    Joined:
    May 13, 2009
    Messages:
    92,699
    Likes Received:
    74,139
    Trophy Points:
    113
    Gender:
    Female
    But You are STILL paying through higher health insurance premiums, co-pays etc
     
  16. Bowerbird

    Bowerbird Well-Known Member

    Joined:
    May 13, 2009
    Messages:
    92,699
    Likes Received:
    74,139
    Trophy Points:
    113
    Gender:
    Female
    I love to know what that covers - probably two free back rubs and an aspirin per month
     
  17. kazenatsu

    kazenatsu Well-Known Member Past Donor

    Joined:
    May 15, 2017
    Messages:
    34,737
    Likes Received:
    11,283
    Trophy Points:
    113
    There have only been 243,000 hospitalisations for coronavirus in the US.
     
    Last edited: Nov 27, 2021
  18. Bowerbird

    Bowerbird Well-Known Member

    Joined:
    May 13, 2009
    Messages:
    92,699
    Likes Received:
    74,139
    Trophy Points:
    113
    Gender:
    Female
    What the?
    There have been over 750,000 deaths in the US so how do you get that figure?
     
  19. kazenatsu

    kazenatsu Well-Known Member Past Donor

    Joined:
    May 15, 2017
    Messages:
    34,737
    Likes Received:
    11,283
    Trophy Points:
    113
    Isn't that what people bought the insurance for in the first place?

    I am aware of an old Russian Jewish story about an insurance company that started offering cheap fire insurance in a village. It was so cheap half the village decided to sign a permanent contract and buy it. It was such a great deal, and the people were so thrifty, they couldn't afford to pass it up. After they had signed the contract and it was too late to renegade on the deal, the insurance company got the village to pass a cumbersome ordinance requiring everyone to keep a big barrel of water right outside their home. It was very difficult for them, since the water froze during the winter and would end up breaking the barrel. These were poor people and it was not such an easy thing for them to afford. Buying the barrel cost almost as much as the insurance premium they had paid. The people complained, but the company said it wasn't fair for them to have fire insurance and not have to take some precautions to help reduce the chance of fire. (Of course the company that had sold the insurance was the same company that started selling barrels to people in the village, after the ordinance was put in place) The people grumbled that they would probably have never bought the insurance if they knew what was going to happen, it wasn't worth it.
     
    Last edited: Nov 27, 2021
  20. Bowerbird

    Bowerbird Well-Known Member

    Joined:
    May 13, 2009
    Messages:
    92,699
    Likes Received:
    74,139
    Trophy Points:
    113
    Gender:
    Female
    They bought insurance to pay more for premiums?
     
  21. modernpaladin

    modernpaladin Well-Known Member Past Donor

    Joined:
    Apr 23, 2017
    Messages:
    27,959
    Likes Received:
    21,268
    Trophy Points:
    113
    Gender:
    Male
    Im not real sure what all it covers. At a minimum it covers on-demand visits with a doctor for evaluations and prescriptions (as thats all I've engaged them for). They'll lance a boil, but they won't do brain surgery. So somewhere in between.
     
    Last edited: Nov 28, 2021
  22. MJ Davies

    MJ Davies Well-Known Member

    Joined:
    Jun 4, 2020
    Messages:
    21,120
    Likes Received:
    20,249
    Trophy Points:
    113
    You have the freedom to do that. That doesn't mean that everyone else does. We, as a society, really need to stop putting our overlays on everybody else. It's not accurate and it's not helpful.
     
    Bowerbird likes this.
  23. Bowerbird

    Bowerbird Well-Known Member

    Joined:
    May 13, 2009
    Messages:
    92,699
    Likes Received:
    74,139
    Trophy Points:
    113
    Gender:
    Female
    So… no hospital cover and especially no ICU cover. If I were you I would really really look at my coverage before you end up with a bank breaking bill
     
  24. James California

    James California Well-Known Member Past Donor

    Joined:
    Nov 25, 2019
    Messages:
    11,335
    Likes Received:
    11,470
    Trophy Points:
    113
    Gender:
    Male
    • Who pays for the unvaccinated in ICU

    ~ The patient's insurance company - just like those who are vaccinated .
     
  25. Bowerbird

    Bowerbird Well-Known Member

    Joined:
    May 13, 2009
    Messages:
    92,699
    Likes Received:
    74,139
    Trophy Points:
    113
    Gender:
    Female
    And ultimately it will also be the shareholders and other subscribers of that insurance company
     

Share This Page