It took a black man to make me do the right thing

Discussion in 'Political Opinions & Beliefs' started by nom de plume, Nov 15, 2013.

  1. Battle3

    Battle3 Well-Known Member

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    Our premium didn't go up, it was simply canceled. It didn't meet the obamacare grandfather requirements because the open enrollment period was changed after 2010. Using typical "progressive" logic, since the company paid 100% of the premium, obamacare has just saved the company a whole lot of money now that it doesn't have to provide health insurance. Thanks obama, what a deal.

    And thanks for letting all of us employees know we had substandard insurance. We thought it was a good plan because it was free, and better than an obamacare platinum plan, but hey we are just "atroturf" and didn't know any better.
     
  2. Alaska Slim

    Alaska Slim Active Member

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    You don't better outcomes by coercing consumption.

    You don't lower prices by subsidizing a product.

    You don't improve an industry by shutting down those few avenues that were innovating it, (HSAs, high-deductibles, Doctor-owned clinics), and denying legitimate choices for its consumers (Mutual Aid Societies, Concierge medicine, this surgery Center in Oklahoma).

    How? It isn't saving costs (though there's no way any law could do that), and premiums have not fallen.

    "It has not made Medicare more sustainable" said Medicare's chief actuary, and all expectation is that there will be less people with insurance come spring than before "open enrollment" began.

    It delivered patients further into the hands of monopolies and oligarchs, shut down their competitors, and are forcing both the new "insured" and their pre-existing customers to buy their more expensive products.

    Don't know what I'm talking about? It's simple: State markets are isolated and in many ways autocratic. This has been a problem in the industry for years, and the ACA not only does nothing to alleviate it, it makes it worse.

    To talk about "politically viable strategies", we should have broken up the Oligarchs and monopolies by allowing people to buy policies across state lines. There has been numerous proposals to do this, and it'd be all too easy to make the case politically for it, but the members responsible for crafting the ACA want to listen to Big Pharma instead.

    Subsides make prices go up. That's not a slogan, that's something they teach you in a classical economics 101 class.

    The very fact Obamacare utilizes subsidies, is how I know it wasn't serious about lowering prices.
     
  3. Sadanie

    Sadanie Well-Known Member Past Donor

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    I do not believe your brother.

    So, if you want to demonstrate that you are not "mistaken,". You will need to provide some facual information. . .for exemple, the country you are talking about, and the kind if "illness" your brother was suffering from, as well, obviously, as his status with the local insurance.
     
  4. goober

    goober New Member

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    Do you have some actuarial data and a rigorous analysis to back this up, or is this just another one of those feelings, like "he must have been born in Kenya, Americans are white"
     
  5. goober

    goober New Member

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    Wow, you had free insurance that didn't cover anything, that is soooo cool, and it was only the people that got sick that actually discovered it didn't cover much, and they got fired for missing work, so no problem.....
     
  6. goober

    goober New Member

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    Wow, you actually stumbled on to something, ObamaCare isn't about lowering prices, it's about universal coverage.
    How about you forget the slogans, and try a fact, just one to start, we don't want to hurt your brain with too much reality at once.
    Start with the state that has had the individual mandate in place for 6 years.
    People like it, by a 2 to 1 margin, now what does that mean in a democracy?
     
  7. garyd

    garyd Well-Known Member

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    Uh that there will always be more freeloaders than payers?
     
  8. goober

    goober New Member

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    Then maybe you should be stumping for single payer.....
     
  9. Daggdag

    Daggdag Well-Known Member

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    Many immediate care centers, which is the American version of those health centers, close for the night as well. So what's your point?
     
  10. garyd

    garyd Well-Known Member

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    Dag 9AM is in the Morning...
     
  11. Battle3

    Battle3 Well-Known Member

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    LOL, actually the health plan is selected and run by an employee committee which reviews it annually. Its an HSA with a $5,000 deductible, the company pays 100% of the premium and pays 100% of the HSA contribution (for us thats $5,000 per employee per year). Once the deuctible is reached, its a standard 80/20 plan. Bottom line, the company pays the premium, gives everyone an amount equal to the deductible, and everyone is happy. Employees have selected the same HSA for the past 9 years.

    It covers maternity, prescriptions, pediatric checkups, etc. And for over 10 years, Florida has mandated group plans could not exclude people due to pre-existing conditions. And in FLorida, dependents can stay on parents health care to age 30.

    And all for less than an obamacare plan.

    Again, thanks obama and the low information progs who vote for him, thanks for canceling our plan, what a deal.
     
  12. Jarlaxle

    Jarlaxle Banned

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    You didn't read the post you quoted, did you. (That's not a question.)
     
  13. johnmayo

    johnmayo New Member Past Donor

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    Oh for sure. They are counting some people as zero because of the subsidy. That is why they had to change the website. At first it showed actual rates no subsidy. Obama knew his base would be pissed and told the website builders to change it so now you see the price after subsidy. The after subsidy price is where the lowball reports are getting their figures from. Me and my wife at 32/30 used to have the same coverage basically, less deductibles for specialists and blood work/diagnostics as the platinum plan we are having to switch too it is $705 a month, our old insurance was $300 combined (270 to be exact) and had dental and vision which we are losing. I have perfect vision but needed that just this month when I got an eye infection. I am worried now I will have to go back again after my obamacare kicks in and my vision and specialist care drops. $705 is nearly my mortgage payment. That is a lot of money a month in Florida. The left is really hurting the middle class on this one and no one will be fooled among the privately insured individual plans. My wife, lifong democrat, switched party registrations over it. 4 years of trying to persuade her had nothing on one day of Obama looking into a camera and lying to her about "her bad plan" and "how much she will save".

    So finally, without any sarcasm I can finally say "thanks Obama!" Lol... I am keeping my fingers crossed though. An inarticulate republican may push her back in 2014 , or this may wear off.
     
  14. garyd

    garyd Well-Known Member

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    So your actual increase is 261% And you got worse care than you had.

    By the way as I've note a least a few times before it si all but impossible to increase government without hammering the middle class.
     
  15. Frank Grimes

    Frank Grimes New Member Past Donor

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    no it would not. We have single payer, they are called medicare and Medicaid and they are in fact the problem.
     

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