SOLUTION - Healthcare

Discussion in 'Current Events' started by Legalist Law, Oct 14, 2017.

  1. Legalist Law

    Legalist Law Newly Registered

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    Well I hate to disagree but unless it is a real emergency, wait times in Canada can be lengthy.
    The time of waiting appears to be connected to the perceived severity of the problem. For example a 3 month
    wait for a CT scan for a kidney stone problem. On the flip side, chest pain resulting in an angioplasty & stents within
    24 hours. Hip & knee replacements can be months. Having said all that, in my opinion, the system works fine.
    The cost has been shifting for years from the Federal Government to the Provinces who deliver the healthcare.
     
  2. Jimmy79

    Jimmy79 Banned

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    I never said anything about cutting out all insurance. I said cut out insurance for routine care. Yes, there is a high deductible for catastrophic care plans.

    People that get routine care will continue to get routine care. I've seen nothing to suggest that more people on insurance are actually getting more routine care done. Emergency room use is actually rising because of Obamacare, not lowering it as you were told it would.
    https://www.usatoday.com/story/news...sits-rise-under-affordable-care-act/26625571/

    It will lower the cost by removing most of the administration fees. Thats why cash only doctors are so much cheaper than those that bill insurance companies.


    This might be true or may not be true. There really isnt all that much info out there that can be used as direct comparisons. Here is a decent article, but still no real direct comparisons. Hospitals and other medical practices should be forced to make prices available for comparison.
    https://www.wsj.com/articles/how-to-cut-your-health-care-bill-pay-cash-1455592277


    For emergency services you are correct. I am only speaking for routine and non emergency care.

    You just rattled off 3 different ways someone else is forced to pay for other peoples health insurance against their will. None of these lower the cost of care, most likely raise the cost of care.

    People used catastrophic care plans before Obamacare made them illegal.

    So people should be forced by law to buy a product they dont need or want, for no other reason than to subsidize others. Would you also be OK with the govt mandating that you buy the highest available speed internet connection to your house, just so they can add extra fees to it to give someone else high speed internet?
     
  3. Jimmy79

    Jimmy79 Banned

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    Obama said you could keep your plan and doctor. I guess he was a liar too.
     
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  4. Legalist Law

    Legalist Law Newly Registered

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    Would that not be common among most politicians?
     
  5. Distraff

    Distraff Well-Known Member

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    Wait times are high for specialists. For normal care it is much lower and the average European does more doctor visits and spends more time in the hospitals compared to the US because the have more hospital beds and doctors per capita than the US and normal care is almost completely free. But their specialist wait times are higher and that is because they tend to focus more on cheaper preventative care while in the US more expensive specialist care is easier to get than in Europe. But at least they don't have to healthcare premiums and out of pocket we do and their government spending per capita is equivalent to the US so the difference is the premiums and out of pocket that make us 2 1/2 times more expensive.

    While Canada wait times are bad other systems are a lot better:
    [​IMG]

    Compared to other countries wait times more for immediate and routine appointments is actually pretty bad compared to other countries:
    [​IMG]
     
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  6. Distraff

    Distraff Well-Known Member

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    Yes he lied. But Trump's lie was much bigger.
     
  7. Kode

    Kode Well-Known Member

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    He also said in March that Wisconsin’s effective unemployment rate is 20% when it was actually 8.3%.
    He said he had a team in Hawaii searching through Obama's birth records and "it's unbelievable what they're finding". A lie. There was no search and no findings.
    He said the 2016 federal omnibus spending bill "funds illegal immigrants coming in and through your border, right through Phoenix." Nope. Not true.
    In March of 2015 he said "GDP was zero essentially for the last two quarters." GDP grew at an annual rate of 1 percent in the fourth quarter of 2015, and 2 percent in the third quarter, according to the Bureau of Economic Analysis.
    In June he said “We’ve signed more bills — and I’m talking about through the legislature — than any president, ever.”
    Then there was “I'm cutting the price of airplanes with Lockheed.” (The cost cuts were planned before he became president.)
    And “We're also getting NATO countries to finally step up and contribute their fair share. They've begun to increase their contributions by billions of dollars, but we are not going to be satisfied until everyone pays what they owe.” (The deal was struck in 2014.)
    “When WikiLeaks came out ... never heard of WikiLeaks, never heard of it.” (He criticized it as early as 2010.)
    “I want to help our miners while the Democrats are blocking their healthcare.” (The bill to extend health benefits for certain coal miners was introduced by a Democrat and was co-sponsored by mostly Democrats.)
    “The trade deficit with Mexico is close to $70 billion, even with Canada it’s $17 billion trade deficit with Canada.” (The U.S. had an $8.1 billion trade surplus, not deficit, with Canada in 2016.)
    He says he saw thousands applauding when the towers came down. A lie.
    He said his inauguration crowd was the biggest ever. Nope. Not even close.

    He's a pathological liar and we cannot afford to have such a liar as our president. It's very dangerous.
     
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  8. Legalist Law

    Legalist Law Newly Registered

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    opps...we have gone off topic a wee bit!
     
  9. Jimmy79

    Jimmy79 Banned

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    Of course it is.
     
  10. Distraff

    Distraff Well-Known Member

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    Ok. sorry for the mistake. But who is going to get a plan with a $20,000 deductible? Don't people get insurance so they don't have to pay $20,000 out of pocket when they get sick?

    But it makes logical sense that if something is covered you are more likely to use it. For example I get dental checkups twice a year because its covered. If I had to pay $200 out of pocket then I wouldn't go nearly as often. Unless you can show that there is no difference then you haven't refuted this reasoning. And I don't think we are going far enough to make it free because I had to partially pay for checkups if I go beyond the barebones so preventative care still isn't completely free and it is was free then more people would use it.

    Well, it was rising before Obamacare and its due to an aging population and there is a variety of other reasons it is happening. We can fix this problem this by covering all the uninsured not just 1/3 of them and making doctor office visits easier as they currently not easy under Medicaid.

    A more detailed explanation is explained here:
    http://www.politifact.com/truth-o-m...hhs-chief-tom-price-correct-er-use-obamacare/

    Thats not the only factor. Hospitals will try to charge as much as they can and if they are negotiating with just a single person its a lot easier for the deal to be good for them. And there are other ways of reducing administration cost without reducing healthcare coverage:
    1. Overhauling business and healthcare regulations to make them simple.
    2. Requiring simple and up front pricing that is easily available on a website that compares hospital prices and insurance prices.
    3. Requiring that insurance companies pay hospitals pay patients and hospitals what they owe rather than trying to jerk them around.


    Yes, there is no real proof that individuals with cash can get better deals than insurance companies overall. So why move to a system with less coverage if there is no proof it will save any money? I knew a guy who was going to be charged $38,000 by the hosptial for a surgery he wasn't covered for. He only had to pay $28,000 with cash-only but when he asked he was informed that Aetna would only have to pay $11,000. Insurance companies for all their faults at least have negotiation power that will vanish in a cash-only system.

    Hospitals are often not up-front about even non-emergency services because their billing is very complex and relies on specific things that might happen at the hospital. And a lot of care is emergency care so this is a big problem for a lot of healthcare costs.

    Healthcare already bankrupts poor and sick people every year on a massive scale and if your system isn't affordable for sick or poor people then it isn't a very good system. Government pays for things all the time using taxes and if you hate the concept of taxing people against their will then maybe you prefer anarchy. If you don't like taxes in the US then move to another country. Taxes is like the rent you pay to live in a country and enjoy its services. And other countries have much lower healthcare costs while having the government paying everyone's healthcare costs so this argument that it will raise cost doesn't make any sense. In fact Medicaid is somewhat cheaper than private insurance since the government can negotiate great deals with lots large patient pool.
    https://www.kff.org/report-section/medicaid-spending-growth-compared-to-other-payers-issue-brief/

    It wasn't very widespread and most people didn't have these plans. And many people didn't get them due to the fact that you still paying a lowered premiums and have to pay out of pocket unless you are one of the few who gets real sick. So basically you are proposing that we go back to before Obamacare but healthcare costs were rising at 10% per year and more than Obamacare.

    I think a better reform would be to promote more competition in healthcare in general and also covering a lot of the healthcare costs for those in need to make it affordable. Individual mandates have been used by many countries that wanted privately run healthcare systems that isn't completely government funded and has worked to produce universal affordable care along with very large subsidies and price controls but maybe we can think of something different.[/QUOTE][/QUOTE]
     
    Last edited: Oct 14, 2017
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  11. Chuck711

    Chuck711 Well-Known Member

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    Trump has only made Healthcare a LOT more expensive.

    In not paying the subsidies due the Insurance companies will raise the cost of the ACA plans.

    The subsidies continue just being paid for now directly by the rest of Americans.


    Eventually the ACA will fail and now Trump and the Republican Congress will be blamed after failing numerous attempts to pass Health Care.

    In trying to placate his shrinking base.......Trump has only made their Healthcare more expensive.

    The nightly Trump toast continue at the Kremlin ......................
     
    Last edited: Oct 14, 2017
  12. Antiduopolist

    Antiduopolist Well-Known Member

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    ^ Thread win.
     
  13. Antiduopolist

    Antiduopolist Well-Known Member

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    Why should people go bankrupt and die?
     
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  14. Antiduopolist

    Antiduopolist Well-Known Member

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    Effective as in actual, but agree with you on health care issue.
     
  15. Kode

    Kode Well-Known Member

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    But it was not 20%. 12% maybe. Maybe a little less. Not 20.
     
  16. Andrew Jackson

    Andrew Jackson Well-Known Member

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    The President is a MORON who is completely CLUELESS.

    The UNPREPARED IMBECILE can barely read English.

    Do you actually expect him to have even a rudimentary knowledge of Health Policy?
     
  17. wgabrie

    wgabrie Well-Known Member Donor

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    Time for single payer. I never thought I'd say this, but Obamacare was the last shot of private insurance and now it failed because Trump sabotaged it.

    Let's see how much single payer is going to cost.

    US Population
    326,081,700 Oct 14 2017, 5:11 PM EST ; Link: Population Clock

    Multiply by 2 for hidden illegal population (Yes they are going to get coverage too.)
    652,163,400

    Multiply by $10,000 cost of average resident expense of healthcare per year.
    $6,521,634,000,000

    Multiply by 4 for medical Chargemaster rate of care.
    $26,086,536,000,000

    Total Cost: $26.1 trillion dollars per year.

    Divide by 243 million number of USA Taxpayers (2013).
    $107,352 = Average tax per taxpayer per year for single payer
     
    Last edited: Oct 14, 2017
  18. rahl

    rahl Banned

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    Where?
     
  19. Richfaceboy

    Richfaceboy Active Member

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    Don’t . When judgement day comes try and convince your creator why being selfish is great but in my case I live in the UK and the healthcare here is vastly better than America plus no one is left for dead. Take Care.
     
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  20. Richfaceboy

    Richfaceboy Active Member

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    I live in Europe and the false information about single payer is ludicrous, Single payer works well and no one is left for dead is just the moral way to go in my humble opinion.
     
  21. Kode

    Kode Well-Known Member

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    In the halls of the experts. Trumpcare will boot millions of healthcare due to in-affordability, and will cost the rest of us between 26% and 54% more, depending on the state. Catch up.
     
  22. Seth Bullock

    Seth Bullock Well-Known Member Past Donor

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    The trouble here is that you are still subsidizing the health insurance industry. You're just doing it in a different way. You see, if the government is going to give people a rebate for the amount they pay that's over what the government has established as "reasonable", then what is the incentive for the insurer to lower rates? The truth is that a plan like that would encourage the insurers to raise their premiums because rate payers would be paying for some of it, and Uncle Sam would be paying for the rest of it.
     
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  23. rahl

    rahl Banned

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    That wasn’t what I was arguing. I pointed out nothing trump is doing will lower costs.
     
  24. rahl

    rahl Banned

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    Insurance rates must be submitted to and approved by each states deoartment of insurance. They can’t just arbitrarily raise rates, knowing the government will subsidies it. Doesn’t work that way.
     
  25. Kode

    Kode Well-Known Member

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    Well ok but that's not what you said. You said "Cost of care and claims filed affect premium. Nothing trump is doing will have any effect what so ever".
    "Whatsoever" covers lots of ground.
     
    Last edited: Oct 14, 2017

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