Fee gouging: banks face huge class action "Australias banks face the biggest class action in corporate history for overcharging their millions of customers about $5 billion in penalty and late fees over the past six years." http://www.smh.com.au/business/fee-gouging-banks-face-huge-class-action-20100512-uw8h.html Forget about OWS, take the bastards on in the courts.
The operative word is "overcharging". Being charged for late credit card payment is fine. Being overcharged for anything is a ripoff.