This shows how much is wrong with the lawsuit system in America. The car insurance company Geico must pay a Missouri woman $5.2 million after she caught HPV from unprotected sex with her then-boyfriend in his insured automobile, a state appellate court ruled. In an opinion published Tuesday, the Court of Appeals for the Western District of Missouri affirmed the multimillion-dollar payout against the insurance company. The woman - identified in court papers only as "M.O." - said that she "engaged in unprotected sexual activities in Insured's vehicle" in November and December 2017 and that he "negligently caused or contributed to" her catching the human papillomavirus (HPV), a common sexually transmitted infection, court papers said. Geico must pay $5.2 million to woman who got HPV from sex in man's insured car, court rules (nbcnews.com), June 9, 2022, David K. Li Obviously the insurance policy was never intended to cover something like this. Ridiculous court rulings like this are just going to drastically raise the cost of insurance for everyone else.