To my fellow business owners, we now must scramble

And my profilt margin is good enough that affording a few extra dollars for health coverage for my employees(which makes them happier and healthier) is worth it...................if I am making more and more sales. If it puts me out of business, then I wasn't managing my business properly. LIke craftsman said; mismanagement.

 

Well, based on the sort of petulant partisan nonsense you are spouting, it's definitely not you.

 

Liberals think that if you give a bad teacher who teaches a room full of bad kids more money, the quality of the education improves. It doesn't work that way.

 

thank you

I know there are several business owners on this forum and was hoping for their input as well. I'm still waiting to hear from my accountant and attorney with respect to the best way to move forward. I am looking for truthful input and understand it won't be coming from you.

 

No...

What do they need to spend it more on to improve education? How about you think critically about this rather than just repeat the left-wing mantra that I see all the time that "more spending = good".

 

But I could compare your spending with a poor person's and make the same claim. They get by with much less. So can I use this same logic to show you that you are spending too much money. You are inefficient and wasteful.

 

I'm doing no such thing. There are businesses who will go out of business because of Obamacare. You can count on it. Others will need to make changes in order to deal with the taxes and regulations coming from the Government. The ones who will suffer the most are the working class. The same people who voted for four more years of this nonsense.

 

Better pay for teachers, maybe? Just to name 1. Is it possible that better teachers would equal better education. Just thinking out loud here!

 

Good for you. Not all businesses have a "good enough" profit margin to afford Obamacare. But, of course, as a progressive, you don't care about that.

 

And IF those businesses haven't watched their profit margin over the years because of mismanagement, then affording a few extra dollars will make them go out of business.............but this is no fault of Obama's. They were barely getting by in the first place. They weren't making many sales or were over leveraged in advertisement, rent, etc.

If you run a business and you can't afford a few extra dollars, then you mismanaged your business.

Besides, there are many things a business can do to pass on those costs to customers without losing 1 employee. Only those businesses that were mismanaged will go out of business.

 

Then they can pass on the costs to the customers without going out of business. Certainly you can think of other things a business can do to stay afloat...............since a few dollars is going to hurt them so badly.

 

Your analogy doesn't even make sense. Not only do other countries "get by with much less", they are thriving while we are not. Our education system falls behind most industrialized countries, even though we spend more than they do.

 

Guess what, sport? The cons screwed the healthcare reforms with their refusal to discuss the single payer system.
If you want to lower costs and not have to provide health insurance for workers on your own, then you should have supported the single payer option.
But you cons wanted to leave healthcare as a for profit system, with insurance companies free to gouge you whenever they wanted, and that's what you got.
Next time it comes up, have the intelligence to support a fair and equitable system rather than (*)(*)(*)(*)(*) and moan about my, me, mine, and how deadbeats are squandering your tax dollars.
Your problem, which is the fatal flaw in right-wing ideology, was best summed up by Bill Clinton recently:
You can choose to live in a society where we are all in it together or you can live in a society where you are on your own.
You people always make the wrong choice and then you try to blame others for your failings.

 

a few extra dollars? I'm looking at around $300 per month per employee extra!!! Sure, I could go to them and say that they must contribute another $150 per month and split it with them. In case you don't get it, I care for my employees and asking them to take a $2,000 pay cut isn't desirable. But, I can't absorb $3,000 + more per year per employee.

That is the sad reality of it. All costs have risen and price pressure for products is great. I must increase sales by 8-10% each year to maintain the same bottom line result due to natural price erosion. I would not expect you to understand or appreciate any of that because it is not a world in which you reside.

 

You don't run your own business. Stop lying. If all businesses do what you suggest and "pass on those costs to customers", then guess what? Customers have less money to spend on your products, and your sales drop. That will inevitably cause employees to be lost, since you can only trim so much before staff has to take the hit.

You are grossly underestimating the costs that Obamacare will create for businesses. It remains an unpopular piece of legislation for a reason. Too bad it wasn't a big enough reason to keep this POS from getting another term.

 

Exact same plan, no changes to our policy. Do you think the insurance companies will be providing all those 'freebies' for free? Really? Just prior to the passing of the ACA, virtually across the board increases were seen by companies seeking to renew their policies. You don't think the insurance companies would eat that, do you? Since businesses are so evil and wicked, they won't take that hit to their bottom line, they'll pass it on. Well, that might work for the big companies, who deal with clients that are small or medium companies, but the small and medium companies....
[/QUOTE]

A few pennies.... an example: that 43% increase was roughly $260 per MONTH, per employee on the policy. x20 employees.... $5160 per MONTH. That's an awful lot of widgets you have to sell, at a 'few pennies' increase....

So tell me, who ends up paying for all those freebies in the ACA....

 

Exactly. The poor person gets by with much less but is thriving. This justifies my claim that YOU are inefficient..............just like our education system spending more money than is needed. Both examples show inefficiency. So, yes it does make sense, you just don't like it.

 

Already addressed.

 

HEY, we agree; survival of the fittest. And that right there is why I am not alone with wrestling with this. When you see a train coming down the track the smart people jump off of the track.

 

Poor people are "thriving"? Wow. I'm sure they'll be very relieved to hear that.

 

A few pennies.... an example: that 43% increase was roughly $260 per MONTH, per employee on the policy. x20 employees.... $5160 per MONTH. That's an awful lot of widgets you have to sell, at a 'few pennies' increase....

So tell me, who ends up paying for all those freebies in the ACA....[/QUOTE]

you feel my pain

most do not understand how much increase in sales a business with 15-40 employees must make to see $6,000- $10,000 monthly gross profit increase.

 

c l u e l e s s

 

[/QUOTE]

What freebies? You didn't clarify!

Really? No changes? Does your insurance continue to pay the doctor/hospital the same amount for the services you were getting? I own a health clinic and I have been seeing my reimbursement for services go down. Is this a way that the insurance company could "eat" that additional cost?

And because your competitors will also have to pay this increase............its very likely that the cost of widgets will go up. You could pass this cost on to customers. You could reduce your pay along with employees to counter increases. There are a number of things you can do to change with the times. JUST THINK!

 

Oh, your right. When my rent, groceries, gas when up...................I couldn't raise my prices.

What an IDIOT!

 

So they don't survive with much less, which shows that anyone that lives above them isn't wasteful and inefficient? PATHETIC!