What happens when Obamacare killed?

There is a saying in sales - you can only have two of the following: cheap, fast, good. Same thing with insurance. You can have cheap rates with high deductibles or high rates with low deductibles - but you cannot have cheap rates with low deductibles. Unless you have a mandated program that guarantees large participation.

 

how am I wrong? Most people have insuracnce via their employers...which is where HIPPA protects you from pre-existing condictinos and has for a decade

 

right, cuz HIPPA protections for pre-existing conditions was like swiss cheese.

thats why the ACA had to fix it.

 

if HIPPA 100% covered/protected pre-existing conditions, the ACA would not have mandated coverage for pre-existing conditions!!!!

think McFly, think!!!

 

Not sure where you are getting this information....the ACA doesn't keep insurance companies from dropping people.

But I have a current contract with my insurance company....they can certainly breach the Contract and I can sue them....but the ACA doesn't keep them from doing that currently

 

I didn't say it did....you claimed we'd all lose it...that's not true.

Obamacare's protection covered a very small percentage of the population....and solutions have been offered..as recently as two weeks ago, to fill the gap if Obamacare is ruled UnConstitutional....but the Dems have blocked it

 

That's so cute that you think health care prices will go down if only they repeal Obamacare. Hell, dude. Health care costs INCREASED every year prior to
Obamacare for 50 years - why would you think prices are going to suddenly drop?

I'm generally all for a Capitalist market place. But health care lies outside of normal capitalist pressures. People rarely shop around for cheaper surgeries or doctors. And they certainly don't during an emergency.

I watched my dad burn through $700,000 dollars on medical costs between 1998 and 2005 because of a pre-existing condition that was excluded
from his insurance. Luckily he had the money, but is that an option for 90% of Americans?

 

Nope it fully did it's job, and was legal...Obamacare was swiss cheese...hence why it's in grave danger of being ruled unConstitutiional...that's what happens when the left rushes massive legilation through

 

the ACA covers all insurance companies and plans in the USA

 

and yet people were not getting coverage for pre-existing medical conditions.

and they had monthly and yearly and lifetime coverage limits.

and they could be barred insurance due to their weight, sex, being pregnant, etc etc.

what a mess things were before the ACA.

a selfish mess.

 

sure but you were only talking about one part..the pre-existing conditions part....HIPPA already covers that for Employer insurance...and had for a decade...the ACA didn't touch that.

So you claim that if the ACA is ruled unConstitutional that you'll lose your protection is false for the vast majority of the United States...just flat out wrong....my guess is you were completely unaware of the facts, not intentionally lying

 

yeah because it only focused on one group...employer provided coverage...and did it's job.

No, you can't be barred insurance for those reasons....women, pregnant women, overweight, and skinny people all had insurance prior to ACA.....

Stop making things up...

 

What do you think you are talking about?

 

its not fully covered.

under HIPPA insurers have wiggle room and holes they can use to avoid covering preexisting conditions.

not under the ACA.

 

before the ACA insurers could deny coverage if someone is overweight, a smoker, pregnant, has asthma, etc etc.

the ACA stopped that madness.

 

I am talking about the US Senate...where a little over 50 percent is working for the American people, and the rest is putting party before country

 

Not so much

https://www.sharecare.com/health/health-insurance/if-pre-existing-condition-hippa

 

The Senate is doing NOTHING and that’s on the GOP that controls what comes up for a vote

 

the insurance companies would LOVE for the ACA to be killed.

then they can drop coverage for millions of people they dont like

 

I will simply wear a mask, lock myself in my house and have all my necessities dropped off on the back deck..

 

Sounds like a lockdown huh?

 

not for employer based pre-existing condictions...it's out lined clearly in the law, hence why it's Constitutional and been working fine for decades.

Sorry...there appears to be wiggle room in the ACA...hence the ruling by the Circuit Court and the danger ahead in the SCOTUS.

Moreover the ACA only covers private insurance in this regard....and doesn't cover plans prior to 2014....nor employee based, HIPPA is still the law governing that.

 

Nope cure all, if it can save us from a virus I'm sure it can cure anything, even hyperbolism

 

and insurance company can still deny someone coverage....insurance companies aren't required to insure people.....

If they do decided to take you, they have to accept the pre-existing conditions as well....which HIPPA was already doing for employer based heatlhcare.

The bottom line...if the Court totally strikes down the ACA, and the Dems continue to successful block any bill offering the protection....it won't impact that many people.

 

That's completely false....the GOP has drafted and created a number of bills to address this issue, as well as Cinese Relief and been blocked repeatedly....

The Protect Act being the most recent...that was just two weeks ago when the Dems put party ahead of country