I’m a Small Farmer From Iowa, Why Does Trump What to Take Away My Health Care?

Doesn't it get embarrassing to get caught posting BS?
You are complaining about your boy Spanky.

 

I retired several years ago after 37 years in the business. Yes we did care about cost containment for a couple reasons. One for plans that we pay directly for health care cost of course we care it affects our profits. I spent some time dealing with (auditing) the large company plans and the big boys would often buy plans where they paid directly for the healthcare cost up to a certain threashold. We administered the claims. So yes we cared about cost containment because our clients paid us to contain costs.

Maybe you are not aware of the fact that real insurance companies administer Medicare plans for the government. The country is split into several regions and an insurance company administers Medicare claims procesing at the behest of the government. The government pays us an administration fee. There are insurance regulations and laws that set limits as to how much we can spend on administration costs.

The administration costs for Medicare would depend on how much the government allows us to charge which us part of the negotiations. I was not part of those negotiations. My job was claimed, network, and government compliance auditing.

 

He actually did not lie he was poorly advised by the bozos who put the ACA together. Of course the buck stops in the Oval Office somhes he was ultimately responsible. The fools allowed too many exceptions for groups to have to to buy into Obama Care sonthe plane started to collapse before it got set up.

 

I'm not sure what point you're attempting (and failing) to prove. Increases have been very different across the board, depending on counties, states, ages, etc. Did you search hard for the absolute lowest increase you could find and post that hoping to pat yourself on the back? Do you think that all the people who have complained about the massive increases all got together to lie about there being increases? In 2016 (Jan), my increase was 17% and my son's was 85% with the same insurance company, which at that time was BCBS of AR. Your charts are really useless.

 

........ so in other words, he still lied. Nice try though.

 

You should start with Obama and Gruber. They knew “ stupid Americans” would fall for this gimmick. Remember, nothing is free! Thank you.

 

Do you renegotiate your costs every year with the clients?
I was only aware that advantage plans were often administrated by insurance companies. Do they also manage standard Medicare?
So the question that begs an answer is why are the costs going up so much faster than inflation?
I would honestly like your opinion on this.

 

This thread starts out with the usual lie (not a misrepresentation, a lie) from an individual suffering from serious TDS who seems to be obsessed with Trump and believes the universe revolves around Trump. People should be aware that Trump's plan (using his words as reported by the liberal CNBC) on replacing Obamacare includes:

Ensuring people with pre-existing health conditions are guaranteed "access" to health insurance, "and that we have a stable transition for Americans currently enrolled in the health-care exchanges.

 

We did not renegotiate every year because thatbwould not be good for us or our clients. The way it works is like this... say United Technology would go out to bid every so many years. Could be 3, or 4 , 5 years intervals or whenever they want to. They send out bid packages through brokers which indicate how many lives they want to insure, what coverage options, deductible parameters, prescription , dental, vision, preventative care, all those parameters. The insurance companies come up with the plan packages and present the plan ( with premium costs of course ) to usually the HR department but some companies have insurance bids handled by the CFO department. If the company liked our package we work to get a multi year contract which protects us and the company.

Yes "Standard Medicare" is administrated by real insurance companies.
By administer I mean thatvwe process and pay the claims and the government reimburses us.

You mentioned "Advantage plans" I think that you mean supplemental plans.
Everyone gets part A Hospital Coverage , Medicare and you can buy Part B or Doctors coverage . Medicare does not cover RX or Dental.
Supplemental coverage is private insurance that insurance companies sell ( yes at a profit) that provides coverage for costs that Medicare does not cover. Being private it is not something that insurance companies administer as we do the standard Medicare claims.

 

Trumpery cannot protect Trumpists against death.

 

You should have kept your head below the trenches. Now Donald Trump's death panel has a bead on you.

 

i will handle the costs going up separately. There is no one answer as to why medical costs are going up faster that inflation. Some reasons are advances in medical technology, expansion in the range and complexity of medical technology, medical research, cost of developing new drugs, more complicated testing techniques, more testing demands, labor costs , materials costs, building costs, ambulance transportation costs.....expanded services, on abc on.

Not all medical cost increases are driven by inflation.

If we kept the same technology , same drugs, same techniques, and did not expand the type of diseases or conditions we treated then costs would rise only at the rate of inflation.

I am not sure that it satisfies your question but like a lot of thing there is no simple answer to a complex issue.

 

Please identify, prove false, and rebut those statements that are lies.

 

Politically and if you are not a fan you can and will say that he lied. So saying that he lied is a partisan political issue not a technical answer.

 

Death is not a profit center except for undertakers.

 

Nothing is what Trumpcare is giving them. Perhaps the Trump family has gone long on positions in Undertaking businesses.

 

I was kinda trying to be nice. I might have had you a little younger than you are.

But it would seem you might be wrong about 2016:


Perhaps you had it confused with 2018 when Trump played around with cost sharing?

The revised rates that the insurers proposed were finalized and implemented for 2018, and are obviously quite a bit higher than they would have been if CSR funding had been allocated by Congress:

• Arkansas Blue Cross Blue Shield (USAble Mutual): initially proposed a 7.8 percent average rate increase, revised to 14.2 percent.
• Centene/Ambetter (formerly Celtic): initially proposed a 9.9 percent increase, revised to 21.4 percent.
• QualChoice: initially proposed 21.94 percent increase, later reduced to 8.78 percent (assuming CSR funding was committed), but then revised to 24.78 percent.
• QCA Health Plan: initially proposed 22.1 percent increase, later reduced to 8.94 percent (assuming CSR funding continued), but then revised to 22.47 percent.

Source: https://www.healthinsurance.org/arkansas-state-health-insurance-exchange/#rates
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I hope your son is not a soybean farmer. That would be the kicker.

 

True, insurance companies just deny coverage or payment.

 

if it weren't for Obamacare, a good friend of mine wouldn't be alive right now; that person had a pre-existing condition that if left untreated would have resulted in the death of the person. Until Obamacare, my friend was unable to obtain any medical insurance by insurance companies citing a pre-existing condition. Obamacare changed all that; medical coverage could not be denied due to pre-existing conditions. God bless Obamacare. Btw, I got to keep my doctors and insurance plans; the premium even went down a small amount the first year.

 

I'm 43, no problem admitting that. And no, there was no confusion and my %'s are exact and it was for Jan of 2016. There is no reason to discuss this with you. I am a real world example of this, I have my own numbers as examples and you have google charts. I no longer have one of those plans. I have a much better plan that cost me $0 in monthly premiums. I will still stand up for those who are paying their rate increases.

 

I am glad your friend was able to get the care he or she needed to save their life. There are some good points such as this, and there are a lot of bad points too. We need to find a happy medium.

 

You invested in a funeral plan?

 

proof Insurance companies can not be trusted, we gave them a chance, they got many more customers under the ACA, now time to try a public option

with more customers to spread the risk, costs should of went down, instead their profits went up

yep, they raise rates with the individual mandate, and they will use it as an excuse to raise them again now that they removed it, that is what corps do, make excuses to raise rates, they always have an excuse

 

The farm for a married couple would have needed a value of $12 million in order to be subjected to the estate tax.

Anyone with $12 million could easily afford private health insurance.


Keep trying ............

 

correction: Obama GAVE million health care

Republicans death panels took away health care from millions