health insurance, how we got in this fix

Discussion in 'Health Care' started by Bridget, Mar 8, 2017.

  1. Bridget

    Bridget Well-Known Member

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    This is partly what I have observed over the years and also a few suspicions about what was going on behind the scenes. Once upon a time, health insurance was available at a low cost and most Americans had it. It paid mostly for hospitalizations, items you couldn't budget for, and that could bankrupt the average person. It had a reasonable deductible and then it paid 80% until you reached big money and then it paid 100%.

    In about the mid-80s, a few insurance companies (the company I had was called Share) began offering insurance that paid of EVERYTHING with a tiny co-pay. We couldn't believe our good fortune for an office call that would have cost $25-30 and only pay $5! Then the doctors, predictably, began increasing their rates and order numerous tests for everything imaginable. What patient would refuse, when it was as good as "free"? Then the preventative healthcare people, encouraged by the doctors and hospital personnel got in on the act and told us we should constantly be visiting doctors, sick or not, as well as subjecting ourselves to yearly tests for everything under the sun. We began visiting the doctor recreationally.

    At that point, the insurance companies realized they couldn't handle this without raising the rates. In just a few short years people who were paying $80 a month saw their rates rise to over $200 a month. Then the rates doubled again. And now, it's not unusual for a family to pay $900 a month for insurance and no one can afford it. And the old policies have dried up because we've been convinced that insurance HAS to pay for everything.
     
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  2. Diuretic

    Diuretic Well-Known Member

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    That's why single payer is such a good idea.
     
  3. AlNewman

    AlNewman Well-Known Member

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    Single payer, do you mean paying your own bills or are you referring that others should be robbed so you don't have to pay the bill?
     
  4. Battle3

    Battle3 Well-Known Member

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    How did we get in this fix? simple answer, "progressives". Progs want to control everyone and everything.
     
  5. AlNewman

    AlNewman Well-Known Member

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    Yes, that was the way it worked when insurance was actually insurance and people where responsible for their own health. What we have now is a mass network of corruption with multiple middle men looking to take a share of the pie on the way to paying the actual provider that is at the bottom of the food chain.
     
  6. AlNewman

    AlNewman Well-Known Member

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    Actually not, both the red team and the blue team have had their hands in this pie for almost a century. What we have now is but the manifestation of a process that was set aflame by that most communist of our so called "leaders", FDR and the new deal made possible only by the totally unconstitutional act of one Woodrow Wilson and his backers, the "House of Red Shield".
     
  7. Battle3

    Battle3 Well-Known Member

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    Its not Republican vs Democrat, there are "progressives" in both parties. Over the past 100 years, the Democrat party has been more blatant about it and are now completely taken over by progs. The Republican establishment is composed of progs as well, the R's are little better than the D's, the R's are at best prog-lite, same track just a little slower.

    And now we are seeing the progs in the R party (the RINO's) coming clean. For 8 years, they gnashed their teeth over obamacare, the R House must have voted 50 times to repeal obamacare, but it was all show to get votes. Now that they have no more excuses, they are showing their true prog colors.
     
  8. AlNewman

    AlNewman Well-Known Member

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    There is no difference, just two sides of the same coin. The noise from the right is no different from the noise from the left, both are just diversions to keep all the little sheep from looking at the real story which is hidden in plain sight.

    They already have you. Here you are complaining about Odumbocare but ready to bend over and take it up the old kester with either Repugnantcare or KingDonaldcare with no questions. Besides, if you are paying attention, repealing Odumbocare is not the issue, it's the new slave medical debt package that is at odds. But one thing is for sure, the unwashed masses will drop to their knees and beg to be shafted, especially at another's expense.
     
  9. CourtJester

    CourtJester Well-Known Member

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    Not sure exactly when you think that imaginary time actually was. Probably sometime before employers provided health insurance for their workers and saleried rmployees. Must have been before 1970 when I started in the corporate world.
     
  10. Diuretic

    Diuretic Well-Known Member

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    Neither.
     
  11. AlNewman

    AlNewman Well-Known Member

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    Imaginary, just because you haven't a clue doesn't make things imaginary. No, it was a time when employers provided real health insurance, not an administrative bill paying plan sold to those wondering why "medical" insurance is so expensive with no contemplation of adding a middle man to pay the bills entails.

    But if you desire to place blame where blame belongs, then you can thank that extreme progressive liberal that made Odumbo look like the piker he is, Franklin Delano Roosevelt and his socialistic policy of wage freezes.

    Corporate world, that should fit you to a tee.
     
  12. AlNewman

    AlNewman Well-Known Member

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    So the only option remaining is to just not pay your bills, is that what you are trying to imply? That would still be robbing another (the provider) when you steal their time and then stiff them for the bill.
     
  13. truthvigilante

    truthvigilante Well-Known Member Past Donor

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    Single payer is a great system. Take care of everyone I say and stop being so dang selfish.
     
  14. Diuretic

    Diuretic Well-Known Member

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    There are many options. There's a lot of closed thinking on this issue. So much effort being put into the insurance side of it and none into the provision of health care side of it. Single payer/universal health care systems are all over the world and they work. But somehow that option isn't in the current mix. The health insurance lobbyists have earned every dollar.
     
  15. AlNewman

    AlNewman Well-Known Member

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    Single payer is a great system, for the moochers that are incapable of caring for themselves. I say either take care of yourself or face the consequences.

    I am extremely selfish and proud of it. I can enjoy a great meal while watching a moocher starve to death.
     
  16. AlNewman

    AlNewman Well-Known Member

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    No there are but two options, either you pay for what you receive or you steal it leaving the burden on another. The only closed thinking are those desiring to have others pay for that which they received. Where exactly does any single payer system work? Venezuela perhaps?

    The insurance lobbyist know something most don't, that the largest majority of people are easily duped and that is the path to riches.
     
  17. AlNewman

    AlNewman Well-Known Member

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    No there are but two options, either you pay for what you receive or you steal it leaving the burden on another. The only closed thinking are those desiring to have others pay for that which they received. Where exactly does any single payer system work? Venezuela perhaps?

    The insurance lobbyist know something most don't, that the largest majority of people are easily duped and that is the path to riches.
     
  18. truthvigilante

    truthvigilante Well-Known Member Past Donor

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    Well if selfishness works for you as you say, stick with it dude, it is your personal perogative! Collectively helping others only takes a tiny gesture but always bewildered by lack of humanity over petty little bigotries and nastiness. It was humanity that kept people alive, it is lack of it that will destroy us all.
     
  19. Kode

    Kode Well-Known Member

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    That is pretty anti-social or maybe sociopathic. To what do you attribute this flaw?
     
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  20. AlNewman

    AlNewman Well-Known Member

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    What a laugh, your conception of humanity. Humanity is the willingness to help another help themselves, not to rob them blind, the probable cause of them needing a hand in the first place. Show me a selfish man and you will see a humane man. Show me a man that believes in collectivism and you will see a man with no morals much less humanity. It is not the lack of humanity that is destroying mankind but those believing they have entitlement in the name of humanity.

    Antisocial, absolutely when thought of in your conception of reality. I am a member of no society.

    Sociopathic, I doubt seriously you even understand the definition much less the concept. Flaw, I would suggest you check your premises as it seems all are in error. Now, if you are trying to state morality as a flaw, guilty as charged. A concept you seem to be at odds with.

    I've posted to these two responses together as they both are as feathers of a bird. Both are based on the concept that it is ok to steal so long as you call it "government".
     
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  21. squidward

    squidward Well-Known Member

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    That why catastrophic only policies are the answer.
     
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  22. squidward

    squidward Well-Known Member

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    Yeah, not wanting to let you mooch in the name of helping humanity is "sociopathic".
    Give me what I want or I'll call you names.
    Total weak fail
     
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  23. Kode

    Kode Well-Known Member

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    Quite an imagination you have there.
     
  24. dairyair

    dairyair Well-Known Member

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    You certainly are. You have internet access. Therefore you had to enter society to purchase a device to connect to it. You then have to purchase a plan to be able to use your device to acces it. Then you use each of those to come to this forum and interact. You are most certainly a member of a society.
     
  25. Kode

    Kode Well-Known Member

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    That is a completely false response and spin on what was said. Go back and try reading the posts involved.
     

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