Make Your Prediction For The Record

Discussion in 'Political Opinions & Beliefs' started by Just A Man, Oct 29, 2020.

  1. gringo

    gringo Well-Known Member Donor

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    Biden wins by 10 million votes
     
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  2. yabberefugee

    yabberefugee Well-Known Member Past Donor

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    That's mighty woke of you, but the left has always been great at "compromising" as long as they gain ground
     
  3. yabberefugee

    yabberefugee Well-Known Member Past Donor

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    Trump wins .....period!
     
  4. TCassa89

    TCassa89 Well-Known Member

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    I missed the part where healthcare expenses were not the leading cause of bankruptcy, I only see that healthcare expenses also cause people with insurance to go bankrupt
     
    Last edited: Nov 1, 2020
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  5. Lee Atwater

    Lee Atwater Well-Known Member Past Donor

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    Let's disassemble what you said there. That is, using medical as an excuse to file for bankruptcy.

    My neighbor had a heart attack about 3 weeks ago. She and her husband, both in their 60's with no pre-existing conditions, have a high deductible health insurance plan. They are both employed but have no employer sponsored insurance. The plan has a $7K deductible and a $12K out of pocket maximum over a calendar year for which they pay $1,300 a month. They have faced a number of expenses over the last 4 or 5 years that has depleted their savings. They own their house but have had to take a second on it to pay for those expenses.

    The bill for the heart attack surgery (2 stents), the ambulance ride to the hospital, and a two night stay there was $115K. With their insurance they have to pay the $12K out of pocket maximum. They don't have that much in savings.

    Let's say they rented so they didn't have any assets to sell to come up with the payment. Or, their insurance plan was one of the crappy plans Trump has re-instituted so they owed more than $12K. They'd be candidates for bankruptcy. In a hypothetical situation like that is it an excuse to use medical bills to declare bankruptcy?
     
  6. Lee Atwater

    Lee Atwater Well-Known Member Past Donor

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    Remember this?



    What if Trump were to say, "The election is a mess. We have ballots that shouldn't have been counted. We have pending law suits over what votes to count. I say let's just wait to see what the hell is going on and until then I'm still the prez."
     
  7. Gatewood

    Gatewood Well-Known Member

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    Just remember NOT to make a bet with any forum member to leave the board if Trump wins -- again. Lesson learned, eh?

    Sure Dementia Joe Biden just might win, but now that polling is finally beginning to reflect reality rather than DNC political propaganda the contenst across the nation has not only tightened up but it's being admitted that Trump is -- predictably -- ahead of Biden in key states. So it's probably going to be Trump for another win.

    But even if it is Kamala -- because we all know that Joe is just a temporary place holder -- everything still depends on the House and Senate. If the sitting president doesn't OWN at least one of those then he or she is effectively dead in the political waters. Of the two; it's better to own the Senate. The House is showy and noisy for sure, but the Senate is the organ with true political power.
     
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  8. Robert

    Robert Well-Known Member Past Donor

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    Anecdotal. And you know very well you would reject anecdotes.
     
  9. Robert

    Robert Well-Known Member Past Donor

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    Fortunately no matter what,. Trump is president up to noon the 20th of january.
     
  10. Lee Atwater

    Lee Atwater Well-Known Member Past Donor

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    You do understand people can't arbitrarily declare bankruptcy, right? There's a process involving a court. You have to prove economic hardship. So why do you think my example is anecdotal when the courts only allow for medical bill related bankruptcy based on individual's actual financial condition?
     
  11. Robert

    Robert Well-Known Member Past Donor

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    The point being as you must know is there is not one cause of bankruptcy, there are more causes. When insured file bankruptcy, how can you put all the blame on being sick?

    We are not in need of learning cause one. It could be that dogs bite cats. What is more important is the cure.

    Insurance is not the cure.

    If the Feds were the cure, we would not have bankruptcy at all.
     
  12. Lee Atwater

    Lee Atwater Well-Known Member Past Donor

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    Fortunately......if you like chaos, division, corruption, immorality, ignorance, deceit, and incompetence.
     
  13. Robert

    Robert Well-Known Member Past Donor

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    In your example, the couple have not declared bankruptcy. What amazes me is you claim to know a huge amount about a neighbor's economical condition to the point you quote numbers and yet do not prove even one is accurate.
     
  14. Heartburn

    Heartburn Well-Known Member

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    That sounds likely
     
  15. Lee Atwater

    Lee Atwater Well-Known Member Past Donor

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    Good point. Part of the blame goes to those who block a nationalized healthcare system which takes medical bill related bankruptcies off the table.
     
  16. Robert

    Robert Well-Known Member Past Donor

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    No, that is not accurate. And you are the same person who told us a story about the neighbor. I see how you lie about me, what makes your story about them true?
     
  17. Lee Atwater

    Lee Atwater Well-Known Member Past Donor

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    What amazes me is the degree of your denial with respect to how healthcare costs can lead to bankruptcy.
     
  18. Lee Atwater

    Lee Atwater Well-Known Member Past Donor

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  19. Robert

    Robert Well-Known Member Past Donor

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    The problem with your solution is the immense cost and the rules forced on doctors and hospitals. Patients only think their would get good care.

    In my case I am covered by the Feds now. I was told in August the doctors office I have been going to for a year and a half closed down on October 31. In my case the treatment center was run by a very good hospital. So I was transferred to a different treatment center,. part of St. Alphonsus. I was told by the Copperpoint Clinic my appointment with the new Doctor is November 3. I got a call from the new clinic that my appointment is January 5. So if the Feds pay for the visit, it means my treatment now can't start for over 2 months.

    Now make that national law and what happens? The system is overrun.

    When making suggestions, it is incumbent on the suggester to know the myriad of problems they will create with no solution in sight.
     
  20. Robert

    Robert Well-Known Member Past Donor

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    You made that up is why you have the problem. Going out of business often leads to bankruptcy too. A wife problem can and does lead to bankruptcy.
     
  21. Robert

    Robert Well-Known Member Past Donor

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  22. Lee Atwater

    Lee Atwater Well-Known Member Past Donor

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    Yes. We've already been through that. You just can't seem to grasp what that fact is indicative of.
     
  23. Lee Atwater

    Lee Atwater Well-Known Member Past Donor

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    Did you think stating medical bills are the #1 cause of personal bankruptcy rules out the possibility of other reasons? I haven't seen anyone make that argument.
     
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  24. Robert

    Robert Well-Known Member Past Donor

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    Democrats have had this country by it's balls since 1933 with very minimal chances for Republicans to create rules. We must blow years and years on reversing Democrats flawed laws. Democrats want to rule America. Why have a free nation when Democrats want to be our rulers?
     
  25. Robert

    Robert Well-Known Member Past Donor

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    Democrats have yet to come up with a workable solution. If is not about me pal. It is about your beliefs.
     

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