Why the obsession with health insurance covering preexisting conditions?

Discussion in 'Political Opinions & Beliefs' started by Dayton3, Oct 29, 2018.

  1. Lil Mike

    Lil Mike Well-Known Member

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    A lot of those plans didn't reimburse for any services for those pre-existing condition from 18 months to 3 years.

    Until Republicans recognize that people want pre-existing conditions covered, and design a plan accordingly, they are going to lose on the healthcare issue.
     
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  2. jack4freedom

    jack4freedom Well-Known Member Past Donor

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    I wonder why many Republican candidates and Trump himself are flat out lying saying that they support that provision of the ACA? Strange, isn’t it.....
     
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  3. struth

    struth Well-Known Member

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    Every GOP plan has included coverage for pre-existing conditions.
     
  4. jack4freedom

    jack4freedom Well-Known Member Past Donor

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    It was the Republicans and enough gutless, sleazy Democrats who were also in the pockets of the insurance lobby that caved in and made sure that the ACA did not include the so called “public option”. Thus, the ACA was just the latest in a series of healthcare sellouts to the HMO and Pharmaceutical slimebags. Bush’s prescription drug bill was the previous one which was written by lobbyists for those industries. Trump promised us great healthcare at a fraction of the cost, but it appears that he does not have the guts to take on the swamp creatures in his own party and the huge monied interests to do anything on behalf of those who elected him either. He is another corporate whore who poised as a populist man of the people to get elected.
     
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  5. struth

    struth Well-Known Member

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    The GOP had nothing to do with the ACA...it was written by a handful of Dems in the White House with their big insurance masters. The GOP had nothing to do with it, nor did they vote for it.
     
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  6. FreshAir

    FreshAir Well-Known Member Past Donor

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    sadly I agree, the Presidents on both sides wanted better, but Congress writes the bills and neither had absolute power

    democrats needed Conservatives buy in

    "Obama, GOP's Snowe work on health care compromise"

    http://www.cnn.com/2009/POLITICS/09/02/health.care.compromise/

    "The compromise plan would lack a government-run public health insurance option favored by Obama, but would leave the door open to adding that provision down the road under an idea proposed by Snowe, the sources said."
     
    Last edited: Oct 29, 2018
  7. FreshAir

    FreshAir Well-Known Member Past Donor

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    for change to happen a party needs complete power long enough

    but.... if either party has absolute power too long, things get ugly too... catch 22
     
    Last edited: Oct 29, 2018
  8. ButterBalls

    ButterBalls Well-Known Member

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    One thing people dismiss with coverage is percentages! People say "But you have the best coverage from BC/BS, what they don't consider that most coverage is 80/20 thru a employer. Sooo with that said, a person with stage four cancer can easily in a 12 month period burn thru 2-3 million!

    I always ask them, you got 20% of three mill in the matress :) And with something like metastatic cancer they're just chasing it from one area of the body to another and all the while the meter is running!
     
    Last edited: Oct 29, 2018
  9. ButterBalls

    ButterBalls Well-Known Member

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    Well the reality of that is the patient not only gets to pay much higher premiums and still responsible for the 20% out of pocket cost..
     
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  10. Surfer Joe

    Surfer Joe Well-Known Member Past Donor

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    The incredibly myopic stupidity of the 'I, me, mine' crowd is evident in the op.
    Their ignorant selfishness is a dead end.
    We need single payer universal health care system.
     
  11. MAGA

    MAGA Well-Known Member

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    . Post of the year!
     
  12. Phyxius

    Phyxius Well-Known Member

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    Repeal the HMO Act and make it illegal to profit from medicine again. Then go single payer and put a stake through the hearts of health insurance companies.

    Problem solved...
     
  13. spiritgide

    spiritgide Well-Known Member Past Donor

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    Of course, you hit the nail on the head. A typical idea of the entitlement crowd; retroactive insurance.
    This is an area with a wide variety of components and variables- but basically, you are right.
     
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  14. 61falcon

    61falcon Well-Known Member

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    By being allowed to jack up premiums for everyone with a preexisting condition insurance companies are in fact pricing the poor and middle class out of the insurance market.Those with a cancer history,diabetes,heart problem history etc,etc,it is making insurance accessible to only the healthy who don't need it.
     
  15. Lil Mike

    Lil Mike Well-Known Member

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    Sorta...yes. Last year's hasty, slapped together, health plans had various options, but they couldn't control costs and the CBO projected that health plan costs would continue to increase. Basically, they didn't have a better option than Obamacare ordering health plans to cover them.
     
  16. struth

    struth Well-Known Member

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    Obamacare did nothing to control cost. That's the million dollar issue with any sort of legislation. With that said, every proposal that the GOP has suggested since the debate began in 2009 covered pre existing condictions.
     
  17. Lil Mike

    Lil Mike Well-Known Member

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    Well the most recent one, the AHCA, covered them, but allowed insurance companies to charge more for them, which would effectively price Trump's base out of the market. That's a serious flaw that needs to be fixed if there is going to be an updated Obamacare repeal and replace.
     
  18. Golem

    Golem Well-Known Member Donor

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    Blue Cross. 2008
     
  19. Bluesguy

    Bluesguy Well-Known Member Donor

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    Oh well I always had very good service from the several Blue Cross's I have had coverage under even when changing jobs. When my son was born he like his older brother and sister was premature. My wife was under special care and I believe there was medication to help regulate blood pressure. They paid a HUGE amount with a month in neonatal care and my family deduction was $2500.
     
  20. Distraff

    Distraff Well-Known Member

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    Well, I support replacing Obamacare with Medicare for all so Obamacare's constitutionality is irrelevant to me.
     
  21. Distraff

    Distraff Well-Known Member

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    The GOP proposals covered pre-existing conditions but they did so by penalizing all who got insurance after being uninsured too long. People can hack the system by going without insurance until they get sick, and then just pay the penalty rate for the first year of coverage. People who are uninsured without medical problems will be discouraged from getting insurance because of the penalty. This is just a bad plan all-round.
     
    Last edited: Oct 29, 2018
  22. 61falcon

    61falcon Well-Known Member

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    The Dirty Donald plans were too expensive and covered next to nothing.
     
  23. Bluesguy

    Bluesguy Well-Known Member Donor

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    And the better is........
     
  24. Bluesguy

    Bluesguy Well-Known Member Donor

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    Do that and it is no longer Medicare. Then if course how do you pay for the expansion? Medicare is already unsustainable. Let me guess tax the rich, tax the rich makeb them pay for my healthcare.
     
  25. mitchscove

    mitchscove Well-Known Member Donor

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    It's not insurance. It's ownership that guarantees the unlimited power and growth of government. After owning your health, as with all socialist countries, the next thing is to do away with opposition. They will have to confiscate weapons to make sure they can repel any uprising. Then we can all enjoy success similar to the USSR and Cuba.

    Democrats decided in 2011 that they had to be the party of racial and ethnic minorities. Thus it became very easy to open the southern border to shaft the white working class by slashing their wages and replacing them with illegals. Democrats think they are irreplaceable to minorities

    Sick people are just one more minority that needs Uncle Sugar to take care of them. By pushing unaffordable Medicare for everyone and pre-existing condition coverage, they are simply looking to be the only option for people with none, never mind they will bankrupt the country.

    Try to buy auto insurance after you wreck your car or homeowners insurance while your house is in flames. Go to FEMA to buy flood insurance when your home is under water.

    The whole concept is the creation of a con artist. Speaking of which ,,,,,
     
    Last edited: Oct 30, 2018
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