MUCH More Obamacare TRUTH

Discussion in 'Health Care' started by Mr_Truth, Feb 28, 2015.

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  1. hudson1955

    hudson1955 Well-Known Member Past Donor

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    If an individual can afford a subsidized exchange plan they should be able to buy it rather than being told to apply for medicaid that they may not qualify for under their states regulations and subsidies should be available to those that can afford a low cost subsidized exchange plan.
    There will be fewer and fewer health care providers willing to accept medicaid as they lose money on most of these patients.
     
  2. hudson1955

    hudson1955 Well-Known Member Past Donor

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    Go to the kaiser website and look up number of insurers per state. You will find a table that lists the number of insurers per state 2014 to 2017. Many states will o nly have one to 3 insurers, so much for more choice and competition.

    With only a few insurers, the premiums Will be higher as will deductibles. The only thing lower will be how much they reimburse providers and the care they will approve for payment. Without any competition they are free to raise the cost of the insurance cover less and approve less
     
  3. Mr_Truth

    Mr_Truth Well-Known Member

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    It sure has worked for me. Millions who now have coverage would not forfeit it for any Republican mystical "plan".
     
  4. AFM

    AFM Well-Known Member Past Donor

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    You have complete access to any hospital emergency room and doctor that you want ?? The R governor of the state of WI showed what can be done to get people off Medicaid (which is very restrictive with regard to what providers will accept the payment schedule - the hospital in San Jose closest to us does not accept Medicaid patients) and into private health insurance with much greater access and reduced the total number of uninsured in the process.
     
  5. Mr_Truth

    Mr_Truth Well-Known Member

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    Access to some, especially the biggest one in my area. That's all everyone needs here.

    Thank you Mr Obama.
     
  6. Mr_Truth

    Mr_Truth Well-Known Member

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    These Maps Show The Success Of Obamacare



    As yesterday was the first day of Obamacare re-enrollment, the NY Times has created a nice visual that clearly illustrates how successful the program has been:


    As the maps clearly show, there is one particular area of our country where the number of insured has not fallen dramatically and, not unsurprisingly, they correspond to the states that refused Medicaid expansion. Obamacare has resulted a 7% decline in the numbered of uninsured adults. This has probably saved thousands of families from bankruptcy and millions of dollars for the country in reduced emergency health care costs.

    Yes, there are still problems with Obamacare as rising premiums and reduced choices in insurers are showing. But the fact is that most people will be protected from these rising rates with increased subsidies. For those, like myself, who are not, it may require dropping down to a lower priced bronze plan in order to avoid the increase. But, speaking for myself, I am still better off in the lowest-priced bronze plan than I would have been before Obamacare. As Jared Bernstein point out,​ these current problems are viewed as a failure of Obamacare. In fact, they are more likely either a failure of the market or a pricing calibration problem. The architects of Obamacare recognized that insurers “had an incentive, for example, to set their initial prices too low to get customers, which would mean actuarial losses and a big jump in premiums”, which is exactly what we are seeing now. There were two proposals to mitigate these potential effects — a public option and the adoption of risk corridors. The public option never survived and the GOP has been relentlessly attacking these risk corridors. Bernstein says, “this is less a failure in the structure of the program than growing pains as insurers learn to price their products based on the health of those coming into the exchanges. If there’s a structural flaw in Obamacare, it’s that it doesn’t include the public option.” I couldn’t agree more.

    Yesterday, Donald Trump vowed, if he is elected, that he would call a special session of Congress to repeal and replace Obamacare. Of course, that really means just repeal Obamacare as there is no Republican plan to replace it at all. Just look at the map and all those people who would lose health insurance. Do I really need to comment further?



    MORE .....



    http://www.dailykos.com/stories/2016/11/2/1590078/-These-Maps-Show-The-Success-Of-Obamacare





    Contrary to the lies of the far right, you just cannot argue with SUCCESS!
     
  7. Hoosier8

    Hoosier8 Well-Known Member Past Donor

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    Success = more insurers pulling out, price hikes nobody can afford, general failure.
     
  8. AFM

    AFM Well-Known Member Past Donor

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    And the only increase in the number of those uninsured has been an expansion of Medicaid. Expanding the worst possible way to deliver health care to low income people is hardly a claim of success.
     
  9. Mr_Truth

    Mr_Truth Well-Known Member

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    ... except to those who now have coverage - and for the record, these states have the option of leaving expanded Medicaid but have not done so- a sure sign of success!
     
  10. AFM

    AFM Well-Known Member Past Donor

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    Expanding of Medicaid is a very low bar to measure success. Scott Walker in WI showed how to reduce Medicaid enrollment but reduce also the number uninsured by creating a program of private health insurance with much more access.
     
  11. Mr_Truth

    Mr_Truth Well-Known Member

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    33 states expanded Medicaid. If his plan is so good, let everybody follow in his footsteps.
     
  12. AFM

    AFM Well-Known Member Past Donor

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    Block granting federal payments will allow each individual state to design and implement their own systems. This will be done after ObamaCare is repealed.
     
  13. AFM

    AFM Well-Known Member Past Donor

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    This is a success story ?? The gov based system screwed up and almost resulted in the loss of coverage when the plan was switched. It was resolved but after considerable stress to the insuree.
     
  14. Mr_Truth

    Mr_Truth Well-Known Member

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    mebbe you need to re-read it
     
  15. MMC

    MMC Well-Known Member

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    Uh oh.....some more real Truth about BO peeps special care package.


    CNN: Obamacare Unaffordable For The Middle Class .....


    Guy has written extensively on the policy trainwreck that is the Affordable Care Act. It is a complete nightmare, with double-digit premium spikes about to hit the nation (on average) next year. That’s a Tomahawk missile strike to most home budgets, especially those in America’s middle class. An ironic twist since Obamacare was supposed to help this economic demographic, which now finds itself being more squeezed by this law. Even CNN Money noted that Obamacare is turning into another government program that helps predominantly lower income Americans. Simply put, the law isn’t affordable. Republicans have known this. Minnesota Democratic Gov. Mark Dayton admitted this. If you’re able to qualify for a subsidy,

    Via CNN:

    {…[F]or many middle class Americans -- a single person earning more than $47,520 or a family of four with an income of $97,200 -- the pricey premiums and deductibles mean health care coverage remains out of reach.

    "The middle class are getting squeezed," said Larry Levitt, senior vice president at the Kaiser Family Foundation. "They aren't getting subsidies and these deductibles are hard to afford."

    This schism is turning Obamacare into another government benefit program for lower- and moderate-income Americans. The typical enrollee has an income of only 165% of the federal poverty level, or $40,000 for a family of four.

    […]

    For the 10.5 million enrollees on the Obamamcare exchanges, health insurance costs are more transparent. And more of the burden falls on the consumers. That is leaving an untold number of Americans opting to remain uninsured, rather than shell out thousands a year for premiums and deductibles. In 2015, 46% of uninsured adults said that they tried to get coverage but did not because it was too expensive, a Kaiser study found.

    The big price spikes for 2017 have some current Obamacare enrollees wondering whether they'll renew their plans next year or opt to pay the penalty of $695 per person, or 2.5% of income, whichever is larger.

    Take Irene Solesky of Towson, Maryland. A mortgage underwriter, Solesky and her husband earn too much to receive a subsidy. So next year, they will have to pay $1,351 a month for a CareFirst Bronze plan for themselves and their two sons. On top of that, they face a $13,100 family deductible.

    "It's a catastrophic policy as far as I'm concerned," said Solesky, 55, noting her Obamacare policy costs twice as much as her mortgage. "Medical insurance was meant to keep medical expenses from driving you in financial ruin, not for the medical insurance to drive you in financial ruin."}

    And yes, more Americans have been opting to pay the penalty because it’s a more economical option. The Obama White House has taken a more vicious reaction to the news that their policy has totally failed. White House Press Secretary Josh Earnest simply said that people could avoid paying the penalties if they sign up for their unaffordable health care program. Yeah, thanks for the advice, kid genius. President Obama has resorted to just straight up lying, saying that the premium hikes will only impact a handful of people, and that everything the GOP has predicted about Obamacare hasn’t come true. Uh, yeah it has, Barry......snip~

    http://townhall.com/tipsheet/mattve...re-unaffordable-for-the-middle-class-n2241895
     
  16. Hoosier8

    Hoosier8 Well-Known Member Past Donor

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    Looks like the massive hikes in premiums are helping Trump. I guess some good is coming out of Obamacare.
     
  17. AFM

    AFM Well-Known Member Past Donor

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    And it did. Obama's legacy will soon be zero.
     
  18. MMC

    MMC Well-Known Member

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    Say Bubye, to BO peeps Special Care package.
     
  19. Mr_Truth

    Mr_Truth Well-Known Member

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    Trickle down economics never works so that if Obamacare is dissolved expect to see 45,000 die every year, again.
     
  20. AFM

    AFM Well-Known Member Past Donor

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    Trickle down economics ?? There is no such thing.
     
  21. Mr_Truth

    Mr_Truth Well-Known Member

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    [​IMG]
     
  22. AFM

    AFM Well-Known Member Past Donor

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    The only place "trickle down" is found is in cartoons by liberals who don't understand economics.
     
  23. Crownline

    Crownline Banned at Members Request

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    my niece up in WA state said her new obamacare premiums have exceeded her home mortgage. mid twenties, married, 2 kids, healthy, and her biggest bill is health care.

    :confusion:
     
  24. Mr_Truth

    Mr_Truth Well-Known Member

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    Actually it is found in the theory books of deluded right wing apologists. This crap "theory" has never and will never work.




    [​IMG]
     
  25. AFM

    AFM Well-Known Member Past Donor

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    It worked fine for Bill Clinton. Supply side and the peace dividend resulted in budget surpluses.
     
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