Discussion in 'Political Opinions & Beliefs' started by 3link, Nov 11, 2018.
What you see has no relevance to US law.
Everything I just said is a theory.....ooooh-kaaaay.
1. And who has done anything about that? No one.
2. Insurance is unpredictable? Health is unpredictable?
3. Insurance is a front loaded payment mechanism, that is all. You have full rights to pay for any legal procedure you want with your own money.
May I suggest doing some research on what each insurance type covers, and then get back to me. Those medical bankruptcies? Multiple sources, but people who have either chosen not to have insurance (their choice) people who did not purchase the appropriate coverage for their medical needs (their choice) or those who chose to not pay their medical bills. A person who is in the low/no income group has access to assistance in having their medical bills paid. Most facilities will negotiate their bills to reduce rates, and accept payment plans. I've done it myself, before I was on steady ground financially.
Should have bought catastrophic coverage and been paying their own well care.
You want money for nothing at others' expense
Feel free to, you'll be a member of large group who do not understand where the government gets the money that it spends.
Someone other than me hopefully
Do you understand the difference between Common law vs statutory law?
And as I showed you - because I read the report - you have failed to prove your point.
In fact, your WHO report very nicely proves my point that quantitatively measuring the cost of health care systems and their effectiveness is very difficult.
And the WHO report shows something else - that many of these "reports" are highly biased towards single payer.
Keep that up and I will have to salt your tentacles. And I had to type that very c a r e f u l l y.
Then you know that your use of 'US Law' is actually a false statement.
Yes, I agree that if you ignore my citation entirely, my point would not be proven. But, as my citation quite clearly showed you, every first world nation with single payer, gets better care for less. Ignoring the data doesn’t make it go away.
There is a huge difference - I read the WHO report. I even explained it to you. Because you only looked at the summary table and did not read the report itself.
So sad for you that you can be so manipulated. This poor performance from you leaks into everything you do. Just a note, reading is fundamental so start reading, and a brain is a terrible thing to waste so start using yours.
I really am sorry that the data I provided shatters your ideology. I really am. But it won’t go away because you stomp your feet
Insurances are not predictable, almost everyone I know had a dispute with insurance companies.
E.g. most common dispute is when a person had a surgery, but anesthesiologist is not in network, so claim is denied.
I don't think anyone who is sick can get access to a good lawyer and fight questionable bill in court.
You are theoretician, who probably never been in the situation when claim is denied.
Health condition is absolutely unpredictable, everyone can get sick.
As far as no one did anything about cost, you are against cost reduction, that is why nothing has ever been done.
Normal sound person will never be against affordable health care.
See, the people here who oppose me, probably have good government sponsored insurances, so they do not want me to have normal insurance.
Sure, sell me Medicare and I will buy it.
The problem is that you insist on buying the insurance that would cost me a fortune, but have never disclosed how much you pay for yours.
Most insurances have a benefit paid for in network, and out of network. It is the patient's responsibility to verify the status of the provider. In emergency situations, it is not always possible, and that is why there are two different categories.
You would be wrong.. I have had claims initially denied. I appealed, with basis of medical necessity. Eventually approved.
No, I'm not a theoretician, but that would look good on my resume. I've been involved with health insurance for many years on the employer's side, and for my own health issues for a number of years.
No, I am not against cost reduction, I am against people presuming to use other people's money for that cost reduction. Health care cost reduction should come from the elimination of mandatory health insurance (overhead and administrative costs to provider passed through), Big Pharma's direct advertising (escalates cost of pharmaceuticals) and pushing providers to promote their products, allowing Big Pharma to renew patents based on visual changes to drugs, inactive contents and packaging, and claiming R&D expenses in an 'equalized' manner in order to escalate the recovery period.
I pay a bloody fortune in monthly premiums for my insurance, actually in excessive of my usage.
So you think it is OK to fight insurances?
How the patient knows that anesthesiologist was out of network?
I see it as an unpredictability.
You kind of confirm it that there is no automatic law enforcement for the health insurance companies.
What is wrong with desire to have an insurance similar to Medicare where coverage is guaranteed by the state?
I do not know how much you are paying but COBRA cost about $1000 per month, for unemployed person to pay such amount of money is a disaster.
Under universal system, government will be directly responsible for the cost of health care, so it will act accordingly.
Under current system government only care about Medicare and Medicaid, ignoring other peoples.
And yes, most people are dumb, they do not understand the corruption scheme in the Health Care.
We have the right because that is the deal you get in this country. You do not have to take the deal. You are free to leave
Yes, 100% fight the insurance companies.
Insurance companies are in it for a profit. Their first premise is to deny a claim, in hopes that people will shrug, pay the bill and walk away. And this is what the last administration made MANDATORY. Do you feel the love? You want to give even more power into the hands of insurance companies and the government? AND require other people to pay for 'your' coverage? Oh, and talk about oversight, you do know you cannot sue the Federal Government (for all intents and purposes), correct? So you may get an appeal on a denied claim, but you cannot legally pursue it.
Because 'guaranteed by the state' means other people's money. Currently Medicare/Medicaid is for low/no income people who need care. I have no real problem with helping those who are elderly, disabled, or temporarily unable to pay for medical care. Expanding it means including those who can pay for care, but don't want to use their own money, and instead of being independent and making the best life choices they can, they look to other people to pay into a pool of money, that is made available to them for no sweat off their brow. They are willing to exchange their freedom for a handout from other people, via the government.
I'm not one of those people.
I'm sorry life is hard.
Why do I owe you something?
I do not understand what is a point of the insurance if it is unpredictable.
That is sounds like an oxymoron.
Law enforcement is always other's people money.
No one seems to object the police, why don't we delegate policing to the private insurances?
Yes, you do owe me the money that you are taking from the government to finance your great health insurance.
That what we talking about here. This whole conversation is about redistribution of government resources.
I believe It should be distributed equally, you are thinking that somehow you deserved a bigger piece of a pie.
Apples and oranges, in addition to reasons why we have the 2nd Amendment.
Law enforcement doesn't prevent crime. They investigate or address it afterwards.* (*Do not believe what you see on TV)
You are welcome to hire your own personal Law Enforcement person, they are called Body Guards. This has nothing to do with health care or health insurance so back to topic.
Why do you think Squidward's health insurance is subsidized by the government? Not everybody's is, you know.
Separate names with a comma.